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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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628 Helen Ave , Panama City, FL 32401
$265,000
Est. Payment: $1,464.09/mo
4 Bed
3 Bath
1663 Sqft
0.17 Acres
Status: Active | Days on site: 71
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RE129 - B0356
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Harrison Lilly Team
Owner/Operator

House Description

New paint & carpet. No HOA! Prime Location! Close to Tyndall, Navy Base, and the Beach! This modern, spacious, two-story home combines functional design, high-quality finishes, and a convenient location. The open floorplan and kitchen island offers a perfect backdrop for gatherings. The Quartz countertops and LVP flooring are beautiful and low maintenance. You will also find a spacious living room, a half bath, laundry room, and garage... all designed for maximum convenience. The second floor includes four bedrooms and two full bathrooms, providing privacy and versatility. The fenced backyard offers a large workshop for additional storage. Located just minutes from Tyndall Air Force Base.

Highlights

Listed by Lisa Sample , 850-527-5492 REMAX By The Sea , 850-424-3674. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

Year Built

2019

County

Bay

Area

02 - Bay County - Central

Neighborhood

No Named Subdivision

Listing ID

789792

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Interior Steps, Tub Shower, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot Dimensions:50x150
Zoning:Resid Single Family
Principal Interest
$1,464
Taxes
$327

Home Price

$265,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$53,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,464.09

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,464.09 $327.25 $0.00 $1,791.34
Yearly $17,569.04 $3,927.00 $0.00 $21,496.04
Total $527,071.26 $117,810.00 $0.00 $644,881.26

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS