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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6040 Howard Rd , Panama City, FL 32404
$320,000
Est. Payment: $1,767.95/mo
3 Bed
3 Bath
1886 Sqft
0.25 Acres
Status: Active | Days on site: 28
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BSGC - SCHG,B5961
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Harrison Lilly Team
Owner/Operator

House Description

***RECENTLY RENOVATED 3 BEDROOM, 2.5 BATHROOM 2 STORY HOME STEPS AWAY FROM EAST BAY!!!*** This beautiful property is perfectly located to all that Bay County has to offer. Less than a 10 minute drive to Tyndall AFB and no more than 20 minutes from the beautiful white sand beaches of Panama City Beach. The sellers spared no expense in updating this stunning home. Updates/upgrades and features include but are not limited to: Brand new water heater, new hurricane impact front door and storm door, new hurricane rated windows, soft close cabinets throughout home, vinyl plank flooring, 2018 roof, freshly painted interior, 6'' base molding with corner round, Generac generator(still under warranty), granite countertops throughout, under cabinet kitchen lighting, stainless steel appliances and gas stove, wood burning fireplace, fresh water well with new pump and filtration system, 2 laundry rooms(upstairs and in garage), remote controlled ceiling fans throughout, additional storage room in garage, and walk in closets in both the master bedroom and master bathroom. Step outside to an elevated deck to enjoy morning coffee or an evening drink after a long day, a double gate leading to the completely fenced in backyard(new stain and fence protectant)with concrete runners for a boat or RV, a fire pit, all new landscaping to include 3 palm trees, and a 20X12 metal shed with new metal roof. Call me before this incredible home gets away!! All information is approximate and should be verified by buyers if important

Highlights

Listed by SunCoast Home Group , 850-319-4596 and Mario Gobel , 850-527-5878 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.25

Year Built

1986

County

Bay

Area

02 - Bay County - Central

Neighborhood

No Named Subdivision

Listing ID

793844

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Water Heater, Gas Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Interior Steps, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:80.0 ft x 138.0 ft
Zoning:Resid Single Family
Roof:Shingle
Others:
  • ▪ Additional:Deck
Sewer:Public Sewer
Parking Features:Additional Parking
Principal Interest
$1,768
Taxes
$281

Home Price

$320,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$64,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,767.95

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,767.95 $280.97 $0.00 $2,048.93
Yearly $21,215.45 $3,371.66 $0.00 $24,587.11
Total $636,463.41 $101,149.80 $0.00 $737,613.21

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T12:26:16.000Z

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