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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5418 Lance St , Panama City, FL 32404
$285,000
Est. Payment: $1,445.47/mo
3 Bed
2 Bath
1461 Sqft
Status: active | Days on site: 45
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome home to this charming 3-bedroom, 2-bath residence conveniently located just minutes from Tyndall Air Force Base. Situated on a spacious 0.30-acre lot, this property offers plenty of room to enjoy outdoor living while being surrounded by beautiful mature trees that provide shade, privacy, and natural beauty. Inside, you'll find a comfortable and functional floor plan designed for everyday living. Interior features beautiful vaulted ceilings and multiple large windows that provide great natural lighting with durable hardwood plank tile. First floor features a bedroom as well as a full bath. Make your way upstairs to the second guest bedroom with quaint window nook. Just down the hall is the master bedroom with two closets. Enjoy the convenience of nearby shopping, dining, schools, and easy access to local beaches, all while living in a peaceful residential setting. Don't miss your chance to own this well-located home with space and endless potential. All sizes/measurements/information are approximate, buyer/buyer's agent responsibility to verify if important.

Highlights

Listed by Scott X Wang , 850-890-8367 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.3

Year Built

1997

County

Bay

Area

02 - Bay County - Central

Neighborhood

No Named Subdivision

Listing ID

791884

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Smart Thermostat, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot Dimensions:55.0 ft x 242.0 ft
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Parking Features:Paved
Principal Interest
$1,445
Taxes
$182

Home Price

$285,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$57,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,445.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,445.47 $181.69 $0.00 $1,627.15
Yearly $17,345.59 $2,180.25 $0.00 $19,525.84
Total $520,367.84 $65,407.50 $0.00 $585,775.34

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS