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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5027 Willow St , Panama City, FL 32404
$219,000
Est. Payment: $1,209.94/mo
3 Bed
2 Bath
1099 Sqft
0.12 Acres
Status: Active Under Contract | Days on site: 88
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LIR - B12824,B0935
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Harrison Lilly Team
Owner/Operator

House Description

''CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'' Welcome to 5027 Willow Street, where modern comfort meets affordability. Home combines modern finishes, an open-concept design, and a surprisingly spacious feel. Luxury vinyl plank flooring flows throughout the entire home, complemented by energy-efficient LED puck lighting and abundant natural light. The heart of the home is the bright, open living area that seamlessly connects to the kitchen, creating the perfect space for entertaining or everyday living. The kitchen features stainless steel appliances, ample cabinetry, and everyone's favorite touch--a window above the kitchen sink. The primary suite offers a private retreat with an upgraded vanity and stylish countertop in the en-suite bath, while two additional bedrooms provide flexibility for guests, family, or a home office. Washer and dryer are included, making this home truly move-in ready. Step outside to discover one of the property's standout features--a large, lush backyard with endless possibilities. Whether you dream of gardening, growing your own vegetables, creating an outdoor entertaining space, or simply enjoying room to spread out, this yard is ready for it all. An irrigation system is already in place to help keep the landscape thriving with ease.

Highlights

Listed by Liliia Kushnarev , 850-867-8067 Local Insight Realty , 850-832-9417. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.12

Year Built

2007

County

Bay

Area

02 - Bay County - Central

Neighborhood

No Named Subdivision

Listing ID

790933

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:50x110
Zoning:Resid Single Family
Roof:Asphalt
Parking Features:No Garage
Principal Interest
$1,210
Taxes
$58

Home Price

$219,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$43,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,209.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,209.94 $57.92 $0.00 $1,267.86
Yearly $14,519.32 $695.00 $0.00 $15,214.32
Total $435,579.64 $20,850.00 $0.00 $456,429.64

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS