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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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462 E Highway 20 , Panama City, FL 32409
$135,000
Est. Payment: $684.69/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 86
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Discover a rare opportunity to own nearly two acres of waterfront property , a boatable, spring fed lake known for its clear water, white sandy bottom, and pristine shoreline. Whether you are looking for adventure or relaxation, this property offers it all. Spend your days boating, fishing, wakeboarding, jet skiing, canoeing, or paddleboarding, or simply unwind and take in the peaceful lake views from your own backyard. With no HOA restrictions, you have the freedom to bring your vision to life. Build your dream home or create the perfect private weekend getaway. Tucked away from the hustle and bustle, Little Island Pond offers a quiet, laid back setting where properties like this rarely come available. Do not miss your chance to secure a unique slice of waterfront paradise.

Highlights

Listed by Holly D Mallory , 850-896-5055 Counts Real Estate Group Inc , 850-231-1483. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
1.94

County

Bay

Area

04 - Bay County - North

Neighborhood

No Named Subdivision

Listing ID

789453

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot:Paved
Lot Dimensions:Irregular
Zoning:County, Resid Single Family
Principal Interest
$685
Taxes
$54

Home Price

$135,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$27,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$684.69

Principal

Taxes

Principal Taxes HOA Total
Monthly $684.69 $54.42 $0.00 $739.11
Yearly $8,216.33 $653.00 $0.00 $8,869.33
Total $246,490.03 $19,590.00 $0.00 $266,080.03

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Average Days on Market

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS