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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4402 Highway 2321 , Panama City, FL 32404
$350,000
Est. Payment: $1,933.70/mo
3.5 Acres
Status: Pending | Days on site: 2675
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BSG2 - B1965,B2140,B1965,B2140
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Excellent 3.5 Acre Commercial Waterfront Development Opportunity on North Bay at the foot of the Deer Point Dam. This site is noted as Site 2A on the property aerial and part of a fragmented parcel consisting of 76.6 acres (Bay County Parcel Number 08671-000-000). The site currently houses a Bait Shop and is to be carved out of the current parcel with size and dimensions to be determined. Zoned Agriculture/Timberland (AG-2) in Unincorporated Bay County, rezoning & access to municipal water & sewer would require annexation into the City of Lynn Haven. Additional vacant waterfront and interior land parcels available from .84 acres to 130 acres along the Highway 2321 corridor in the Deer Point Lake and North Bay area.
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Highlights

Listed by Charlie B Haas , 850-896-2240 and Jim Everitt , 850-814-9924 Counts Real Estate Group , 850-248-3615. Bay County Association of REALTORS

Property Type

Vacant Land
Lot/Acreage
3.5

County

Bay

Area

02 - Bay County - Central

 Neighborhood

No Named Subdivision

Listing ID

667660

Questions about this listing?

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Interior Features

Exterior Features

Zoning:Agriculture
Principal Interest
$1,934
Taxes
$223

Home Price

$350,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$70,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,933.70

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,933.70 $223.13 $0.00 $2,156.82
Yearly $23,204.40 $2,677.50 $0.00 $25,881.90
Total $696,131.85 $80,325.00 $0.00 $776,456.85

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

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