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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4119 Ferris St , Panama City, FL 32404
$93,000
Est. Payment: $471.63/mo
2 Bed
2 Bath
1152 Sqft
Status: pending | Days on site: 103
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Investors Welcome! A 2 BR, 2bath for 93,000.00 on 1/3 acre! Here's a great opportunity to own your own home, close to great schools, downtown and 23rd St. This is a 2 bedroom, 2 bath, built in 1956 with new breaker box. The lot is fenced, front and rear, with a concrete covered patio on the rear of the home and an enclosed front porch on the front of the home, in addition to the heated and cooled square footage. A carport provides covered parking and there is an unfinished storage room attached. This property qualifies for FHA 203K insured loan, w/repair escrow, AND $100 DOWN PROGRAM. (Buyer to verify all info, measurements, schools, etc. All listing info is approximate.)

Highlights

Listed by Cathy J Jones , 850-814-0733 Overstreet Realty , 850-774-0402. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.37

Year Built

1956

County

Bay

Area

02 - Bay County - Central

Neighborhood

No Named Subdivision

Listing ID

789127

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2

Exterior Features

Lot Dimensions:97 x 165
Principal Interest
$472
Taxes
$99

Home Price

$93,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$18,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$471.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $471.63 $98.92 $0.00 $570.55
Yearly $5,659.55 $1,187.00 $0.00 $6,846.55
Total $169,786.61 $35,610.00 $0.00 $205,396.61

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS