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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4110 Nancee Dr , Panama City, FL 32408
$699,000
Est. Payment: $3,861.87/mo
3 Bed
2 Bath
1431 Sqft
0.09 Acres
Status: Active | Days on site: 118
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BCRR - B1064
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Just steps to the World's Most Beautiful Beaches is a beautifully furnished home ideal for a perfect beach vacation! This fully furnished 3 BR with extra Bunk Room, 2 bathroom beach house is located just 100 steps to the private beach access of Nancee Drive in the Thomas Drive area. The home offers a split bedroom floor plan with a King suite in the master bedroom, ensuite bathroom with tub/shower combination and a laundry room with washer/dryer. The opposite side of home has two additional bedrooms with a queen and a full bed, and a hallway bathroom including a walk-in shower. Bonus 4th room with bunk beds off the living room. The living room is comfortably furnished with a sleeper sofa and large smart TV. Plenty of seating at the dining room table for entertaining while cooking a homemade dinner in the fully equipped kitchen. This is a turn-key home ready for vacation rental or a second home on the highly south-after south side of Thomas Drive. *Buyer to verify all information and measurements, if important*
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Highlights

Listed by Natalie A Ryan , 850-960-1731 CENTURY 21 Ryan Realty Inc , 850-233-7926. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.09

HOA Fee

530 Annually

Year Built

1981

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

No Named Subdivision

Listing ID

789650

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:50x75
Zoning:Resid Single Family
Roof:Shingle
Others:
  • ▪ Additional:Outdoor Shower
Principal Interest
$3,862
Taxes
$508
HOA
$530

Home Price

$699,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$139,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,861.87

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,861.87 $507.75 $530.00 $4,899.62
Yearly $46,342.49 $6,093.00 $6,360.00 $58,795.49
Total $1,390,274.75 $182,790.00 $190,800.00 $1,763,864.75

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS