Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

319 Harlem Ave , Panama City, FL 32401
$229,900
Est. Payment: $1,270.16/mo
3 Bed
2 Bath
1032 Sqft
0.36 Acres
Status: Active Under Contract | Days on site: 5
Get Pre-Qualified
DWINC - B10874,B11742
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Beautifully Renovated & Affordable! $5,000 SELLER CONCESSION! Seller offering $5,000 toward a rate buydown with an acceptable offer! This beautifully restored 3-bedroom, 2-bath home has been lovingly renovated over the past 18 months and is ready for its next owner. From the moment you arrive, you'll appreciate the beautifully landscaped yard, inviting curb appeal, and huge lot. Inside, enjoy brand-new carpet and LVP flooring, updated electrical and plumbing, brand-new appliances, and a convenient all-in-one washer/dryer. The property also features a powered workshop/utility building, offering the perfect space for hobbies, projects, storage, or equipment. Conveniently located near Downtown Panama City and Tyndall Air Force Base, this home combines comfort, convenience, space, and affordability. Beautifully restored. Beautifully landscaped. Move-in ready. And now with $5,000 toward a rate buydown! Don't miss this opportunity--schedule your showing today!

Highlights

Listed by Danny Burnett , 850-899-4129 Dalton Wade Inc , 888-668-8283. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.36

Year Built

1935

County

Bay

Area

02 - Bay County - Central

Neighborhood

No Named Subdivision

Listing ID

795261

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Gas Cooktop, Gas Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Shower Only, Workshop

Exterior Features

Lot:Paved
Lot Dimensions:80.0 ft x 200.0 ft
Zoning:City, Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Parking Features:Additional Parking
Principal Interest
$1,270
Taxes
$204

Home Price

$229,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$45,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,270.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,270.16 $203.66 $0.00 $1,473.82
Yearly $15,241.97 $2,443.87 $0.00 $17,685.84
Total $457,259.18 $73,316.10 $0.00 $530,575.28

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS