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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2942 Lisenby Ave , Panama City, FL 32405
$389,788
Est. Payment: $1,976.93/mo
3 Bed
2 Bath
1685 Sqft
Status: active | Days on site: 39
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Sweet Bay area without the HOA .Beautifully maintained and barely lived-in newer home, only a few hundred feet away and a few years old, located in one of Panama City's most convenient waterfront areas. This 3-bedroom, 2-bath home offers an open floor plan, quartz countertops, a 2-car garage, and a fresh, move-in-ready feel throughout. The home sits on a desirable corner lot, giving easy access to the backyard and added privacy. The inside pictures are all from when the property was sold but accurately depicts the current condition of the inside. Although it appears to be part of the surrounding community area, this home was built by a separate builder and is not subject to HOA fees, a rare and valuable advantage. Enjoy peaceful views with no neighbors directly behind you, just the pond area where egrets and birds are often seen. Located within walking distance to the SweetBay waterfront community area, where you can enjoy concerts in the park, farmers markets, shopping, restaurants, and community events. Centrally located near hospitals, schools, St. Andrews, Historic Downtown Panama City, and only a short drive to Panama City Beach. A beautiful newer home with no HOA fees, a corner lot, that would be convenient if yu wanted a gate to back up boat or materials or pool equipment if you decided to get a pool . A convenient location with no neighbors behind you except the egrets who frequent the pond. This one is ready for its next owner.

Highlights

Listed by Kerry J Jackson , 850-960-8646 LPT Realty LLC , 877-366-2213. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.2

Year Built

2022

County

Bay

Area

02 - Bay County - Central

Neighborhood

No Named Subdivision

Listing ID

791058

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:67x132
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$1,977
Taxes
$248

Home Price

$389,788

Loan Details

30 yrs
6.529%

Down Payment

20%
$77,958
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,976.93

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,976.93 $248.49 $0.00 $2,225.42
Yearly $23,723.17 $2,981.88 $0.00 $26,705.05
Total $711,695.23 $89,456.35 $0.00 $801,151.57

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS