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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2811 E 13th St , Panama City, FL 32401
$239,900
Est. Payment: $1,216.73/mo
3 Bed
2 Bath
1354 Sqft
Status: active | Days on site: 380
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Set on a generous lot with mature trees and no neighbors crowding your backyard, this home offers the kind of privacy and breathing room that's hard to find. Inside, you'll be greeted by fresh paint, updated LVP flooring, and a wide-open living and dining area perfect for gathering with family or watching the game with friends. The kitchen keeps it classic with a clean, functional layout and ample cabinet space. You'll find three spacious bedrooms, including a large primary suite with room to unwind at the end of the day. Bonus points for the oversized covered carport and extra storage space! Bring your boat, your tools, your toys ... there's plenty of room for all of it. Whether you're looking to plant roots or pick up a solid rental investment, 2811 E 13th is a dependable choice with room to grow. No HOA, no nonsense - just good bones and great potential. Tucked into the heart of Panama City, just a short drive from Tyndall Air Force Base, schools, shopping, and the revitalized downtown district. Priced to sell fast! Call a Realtor & see it today!

Highlights

Listed by Joshua Hoey , 850-303-4050 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.71

Year Built

1960

County

Bay

Area

02 - Bay County - Central

Neighborhood

No Named Subdivision

Listing ID

777141

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot Dimensions:312 x 100
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Principal Interest
$1,217
Taxes
$125

Home Price

$239,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$47,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,216.73

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,216.73 $125.33 $0.00 $1,342.06
Yearly $14,600.73 $1,504.00 $0.00 $16,104.73
Total $438,021.91 $45,120.00 $0.00 $483,141.91

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS