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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2723 Usery Rd , Panama City, FL 32404
$289,000
Est. Payment: $1,465.75/mo
4 Bed
3 Bath
2080 Sqft
Status: active | Days on site: 29
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Back on the market through no fault of the seller or the property. The previous buyer elected to purchase the neighboring interior unit instead, creating a second opportunity to own this exceptional home. Discover the perfect blend of modern design, convenience, and flexibility in this brand-new townhome located in the heart of Panama City. With no HOA and short-term rentals allowed, this property is ideal as a primary residence, second home, vacation getaway, Airbnb, or income-producing investment property. Designed with today's lifestyle in mind, this home features a spacious open-concept floor plan with luxury vinyl plank flooring throughout the main living areas, creating a bright and welcoming atmosphere. The expansive living and dining spaces offer plenty of room to gather with family and friends. The stylish kitchen is both functional and beautiful, showcasing white shaker cabinets with soft-close drawers, quartz countertops, stainless steel appliances, a large island for additional seating and prep space, and a generous walk-in pantry. A standout feature rarely found in townhomes is the first-floor bedroom with convenient access to a full bathroom, making it an ideal guest suite, private office, or flexible space for multi-generational living. Upstairs, the thoughtfully designed split-bedroom layout provides privacy for everyone. The spacious owner's suite offers room to unwind with a large walk-in closet and an elegant en-suite bathroom featuring dual vanities and quartz countertops. Two additional oversized bedrooms, another full bathroom, and an upstairs laundry room complete the second level. Outside, enjoy your covered back porch overlooking the backyard--perfect for relaxing, grilling, or entertaining guests. Built for durability and efficiency, this home includes Hardie® Board siding, a Rheem® tankless water heater, a fully sodded yard, and is backed by both a one-year builder warranty and a 10-year structural warranty. Conveniently situated just off Highway 231, you'll enjoy easy access to shopping, grocery stores, restaurants, schools, and medical facilities. Commuters will appreciate being only 18 minutes from Tyndall Air Force Base, while the beautiful sugar-white beaches of Panama City Beach are just 20 minutes away. Whether you're searching for a new construction home in Panama City, a low-maintenance Florida retreat, or a property with excellent rental potential, this move-in-ready home offers outstanding value in a prime location close to Tyndall AFB, Panama City Beach, and all that Bay County has to offer.

Highlights

Listed by Kristina L Briscoe , 850-960-8426 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Condo/Townhome

Lot/Acreage
0.1

Year Built

2025

County

Bay

Area

02 - Bay County - Central

Neighborhood

No Named Subdivision

Listing ID

792865

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Range, Electric Water Heater, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Interior Steps, Tub Shower, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:35.25 X 117
Roof:Shingle
Sewer:Public Sewer
Principal Interest
$1,466
Taxes
$45

Home Price

$289,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$57,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,465.75

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,465.75 $44.91 $0.00 $1,510.66
Yearly $17,589.04 $538.89 $0.00 $18,127.93
Total $527,671.25 $16,166.70 $0.00 $543,837.95

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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