NEW PRICE $339,900! More space, more flexibility, and more possibilities near SweetBay. This 4 bedroom, 3 full bath home offers approximately 2,042 square feet on a fully fenced 0.28 acre lot with NO HOA, extensive parking, and a highly central location in unincorporated Panama City. Whether you're looking for a primary residence, second home, long term rental, short term rental, or a property with the flexibility to explore other residential or professional housing uses, this is an opportunity worth a closer look. Buyer to verify requirements for any intended use. LOCATION MATTERS, and this property puts you near one of the most exciting areas of growth in Bay County. The expanding SweetBay area is just minutes away, including SweetBay Town Center anchored by Publix, University Academy, restaurants, recreation, walking trails, community events, waterfront gathering areas, and the popular Sunday Farmers Market. With additional residential and commercial development planned throughout the surrounding area, buyers have an opportunity to purchase nearby while that growth continues. You are also centrally positioned near HCA Gulf Coast Hospital, schools, shopping, dining, Lynn Haven, Panama City, and Panama City Beach. Enjoy convenient access to the places you use every day without giving up the freedom and flexibility that comes with a property outside an HOA. Inside, the versatile floor plan offers 4 bedrooms, 3 full bathrooms, and multiple living areas. A separate den with fireplace provides an excellent second family room, media room, game room, or gathering space. The private fourth bedroom suite includes its own full bathroom and is separated from the main bedroom areas, creating valuable flexibility for guests, multigenerational living, a private office, hobby space, or other needs. Additional interior features include fresh paint in select areas, durable flooring, a newer HVAC system, and newer kitchen appliances including the oven and dishwasher. Outside, this property offers features that can be difficult to find at this price point. The 0.28 acre lot is fully fenced and includes a spacious backyard, covered back patio, storage building, reinforced gates, and a large circular driveway with plenty of parking. An approximately 14' x 38' lighted covered carport provides excellent space for a boat, small RV, trailers, additional vehicles, workshop space, or storage. For investors, the combination of no HOA, a flexible 4 bedroom and 3 bathroom floor plan, separate bedroom suite, ample parking, and an unincorporated Bay County location opens the door to numerous possibilities. Buyers interested in long term rentals, short term rentals, room rental strategies, shared housing, sober living, or other residential uses should independently verify zoning, licensing, occupancy, and operational requirements for their specific intended use. At $339,900, this property offers approximately 2,042 square feet, 4 bedrooms, 3 full baths, a fully fenced 0.28 acre lot, substantial covered parking, no HOA, and a location near the continued growth surrounding SweetBay. Opportunities offering this combination of space, location, flexibility, and price do not come along every day. The possibilities are numerous, but the opportunity to purchase this property at its new price will not be here forever. Schedule your showing and come see what this property could become for you. All information is deemed reliable but not guaranteed. Buyer to independently verify all measurements, zoning, rental eligibility, licensing requirements, features, intended uses, future development plans, and any information deemed important.