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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1613 Hickory Ave , Panama City, FL 32405
$214,499
Est. Payment: $1,087.90/mo
3 Bed
2 Bath
1816 Sqft
Status: active | Days on site: 130
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Perfectly located in the historic and highly sought-after St. Andrews area of Panama City, this home puts you just minutes from local restaurants, shops, parks, schools, and the waterfront--making everyday living both convenient and enjoyable. Originally built in 1955 and thoughtfully remodeled in 2016, this property blends timeless character with modern upgrades, all set on a durable concrete block foundation. Inside, you'll find a spacious living room that creates the perfect setting for relaxing or entertaining, along with updated bathrooms featuring tile finishes as well as brand new double-pane windows that improve both comfort and energy efficiency. Major systems have already been taken care of, including an HVAC system and all-metal roof replaced in 2019, as well as a brand new water heater installed at the end of 2025, giving you peace of mind for years to come. Enjoy the separate utility room space, as well as a backyard designed for both privacy and possibility. Concrete block walls provide a secluded feel, while the custom-built back porch offers the perfect spot to unwind and even the potential to be enclosed for additional living space. The property also includes a storage shed/doghouse, adding flexibility for pets, storage, or hobbies. This home is a great opportunity to own a move-in-ready property in one of Panama City's most charming and established neighborhoods, with the upgrades, space, and location that you are looking for.

Highlights

Listed by Jacob Hutchins , 850-319-5388 CENTURY 21 Commander Realty , 850-769-8326. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.23

Year Built

1955

County

Bay

Area

02 - Bay County - Central

Neighborhood

No Named Subdivision

Listing ID

787036

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:72 x 140
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Covered Patio
Parking Features:Paved
Principal Interest
$1,088
Taxes
$310

Home Price

$214,499

Loan Details

30 yrs
6.529%

Down Payment

20%
$42,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,087.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,087.90 $310.42 $0.00 $1,398.32
Yearly $13,054.78 $3,725.00 $0.00 $16,779.78
Total $391,643.44 $111,750.00 $0.00 $503,393.44

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS