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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1613 E 7th St , Panama City, FL 32401
$45,999
Est. Payment: $233.27/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 244
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Build-ready opportunity in the heart of Panama City! This oversized corner lot offers exceptional flexibility for homeowners, builders, and investors alike. Zoned Neighborhood Residential, the property allows for single-family detached homes, duplex development, cottage court concepts, and even an accessory dwelling unit (ADU) creating multiple paths for future income potential or multigenerational living. City utilities including water, sewer, and electric are already available, helping reduce upfront development costs and simplifying the building process. Positioned just minutes from Downtown Panama City, local dining, shopping, schools, and waterfront attractions, this location combines convenience with strong long-term upside. Whether you're looking to build your dream home, develop a duplex investment property, or create a modern cottage-style project with added rental income potential, this property delivers rare zoning flexibility in a growing market. Corner lot positioning also provides added accessibility, visibility, and design options for future construction. Don't miss the chance to secure a versatile residential lot in one of Panama City's evolving neighborhoods.

Highlights

Listed by Glen M Gould , 850-502-3439 EXP Realty LLC , 888-883-8509. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.24

County

Bay

Area

02 - Bay County - Central

Neighborhood

No Named Subdivision

Listing ID

780600

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot Dimensions:130X50
Zoning:Resid Single Family
Principal Interest
$233
Taxes
$108

Home Price

$45,999

Loan Details

30 yrs
6.528%

Down Payment

20%
$9,200
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$233.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $233.27 $107.67 $0.00 $340.94
Yearly $2,799.29 $1,292.00 $0.00 $4,091.29
Total $83,978.65 $38,760.00 $0.00 $122,738.65

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS