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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1035 E 23rd St , Panama City, FL 32405
$435,000
Est. Payment: $2,206.24/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 943
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

PERFECT LOCATION FOR A DRIVE THROUGH COFFEE SHOP. Superb location on 23rd street with high traffic count and visibility. Property is located right before I Hopp on the left and corner of Mercedes Street, and in front of 'Days Inn Suites'. Seller is interested in splitting/dividing this parcel in front of the Hotel as he has no need for it. There is allready a paved road to access the parcel. Land is high and dry and ready to build for office building, oil change and numerous other possibilities. Lots and commercial land are scarce on 23rd Street. This section is waiting for you to build out. Land section measurements are approximately and should be verified by Buyer or Agent. Approx land measurement is around 150 x 113.
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Highlights

Listed by Marco Cooper , 850-832-1266 Coastal Sun Realty LLC , 850-249-2050. Bay County Association of REALTORS

Property Type

Vacant Land

County

Bay

Area

02 - Bay County - Central

 Neighborhood

No Named Subdivision

Listing ID

750159

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:0
  • ▪ Bathrooms:0
  • ▪ Full Bathrooms:

Exterior Features

Zoning:General Commercial
Principal Interest
$2,206
Taxes
$277

Home Price

$435,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$87,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,206.24

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,206.24 $277.31 $0.00 $2,483.55
Yearly $26,474.86 $3,327.75 $0.00 $29,802.61
Total $794,245.65 $99,832.50 $0.00 $894,078.15

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS