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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6205 Thomas Drive 2f , Panama City, FL 32408
$264,000
Est. Payment: $1,338.96/mo
1 Bed
1 Bath
626 Sqft
Status: active | Days on site: 71
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

LOWEST PRICED LISTING IN NAUTICAL WATCH! PRICED TO SELL! Welcome to your Gulf of Mexico escape at Nautical Watch Condo Unit F2 in Panama City Beach. This beautifully updated 1-bedroom, 1-bathroom ground-floor unit blends comfort, style, and convenience--making it perfect as a second home or a high-performing investment rental. Fully furnished and decorated with a charming beach theme, the condo features an inviting open floor plan that feels spacious throughout its 626 square feet. The updated kitchen is a standout, showcasing modern cabinetry, stunning countertops, and a coordinating backsplash. The bathroom has also been tastefully renovated, adding to the unit's overall appeal. Located in the highly desirable low-rise Nautical Watch Gulf Villas, this unit offers easy access and a relaxed, townhome-style layout--an appealing alternative to crowded high-rise living. Step outside and enjoy the beautifully landscaped pool area, complete with outdoor grills, sun loungers, and shaded picnic tables--perfect for relaxing or entertaining. The community is ideal for families, offering a peaceful retreat while still being close to everything. Situated on the east end of Panama City Beach, you're just minutes from St. Andrews State Park, Panama City Dive Center, and the famous Capt. Anderson's restaurant. Whether you're looking for adventure or relaxation, this location puts it all within reach. Don't miss this opportunity to own your piece of paradise. Schedule your showing today and start living the beach life!

Highlights

Listed by Mike S Herring , 850-321-0917 Keller Williams Realty Emerald , 850-654-2900. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Nautical Watch II

Listing ID

788008

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Others:
  • Additional:Barbecue, Patio
Sewer:Public Sewer
Parking Features:Paved
Principal Interest
$1,339
Taxes
$200
HOA
$0

Home Price

$264,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$52,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,338.96

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,338.96 $199.75 $0.00 $1,538.71
Yearly $16,067.50 $2,397.00 $0.00 $18,464.50
Total $482,024.95 $71,910.00 $0.00 $553,934.95

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS