Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

614 Windy Ln , Panama City, FL 32405
$325,000
Est. Payment: $1,795.58/mo
3 Bed
2 Bath
1407 Sqft
0.39 Acres
Status: Active Under Contract | Days on site: 10
Get Pre-Qualified
LPTR - TEHWG,B11004
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Convenience, comfort, and room to enjoy everyday life come together at 614 Windy Lane in Panama City. This 3-bedroom, 2-bath brick home sits on approximately 0.39 acres on a cul-de-sac, while still putting Publix, Walmart, restaurants, shopping, and other everyday needs within walking distance. Step inside and you are welcomed by an open living space designed for both relaxing and gathering. Tile flooring runs through the main living areas, while the detailed tray ceiling with recessed lighting gives the room added character. A gas fireplace creates a natural focal point, whether you are spending a quiet evening at home or having friends over. The kitchen opens to the living and dining areas, making it easy to stay connected while cooking or entertaining. You will find plenty of cabinet and counter space, a breakfast bar for casual meals, and a tile backsplash that adds a finished look. The refrigerator, range/oven, microwave, and dishwasher are all included, so the kitchen is ready for everyday use from the start. The primary bedroom offers more than just a place to sleep. In addition to the main bedroom area, an open adjoining space gives you flexibility for a sitting area, reading nook, home office, dressing space, or whatever works best for your lifestyle. The primary bathroom features a double vanity, jetted tub, and separate shower. Two additional bedrooms offer even more flexibility for guests, work, hobbies, or additional living space. When you are ready to enjoy the outdoors, step onto the screened porch overlooking the fenced backyard. It is an inviting spot for morning coffee, an afternoon break, or winding down at the end of the day. The backyard provides room for outdoor activities, gardening, pets, or simply enjoying your own space. A two-car garage provides covered parking and additional storage. Other features buyers may appreciate include city water and sewer, no HOA, an approximately 4-year-old water heater, HVAC equipment that was serviced in 2025, and a transferable termite bond with Florida Pest Control. With its cul-de-sac location, brick exterior, screened porch, fenced yard, flexible primary suite, garage, and close proximity to shopping and dining, 614 Windy Lane offers a lot to enjoy in one convenient Panama City location.

Highlights

Listed by Hudson Willis Group , 850-756-1823 LPT Realty LLC , 877-366-2213. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.39

Year Built

2012

County

Bay

Area

02 - Bay County - Central

Neighborhood

Morris Subdivision

Listing ID

795301

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range
Other:
  • ▪ Additional:Jetted Tub, Separate Shower

Exterior Features

Lot Dimensions:52x182x57x145x101
Others:
  • ▪ Additional:Porch
Sewer:Public Sewer
Principal Interest
$1,796
Taxes
$379

Home Price

$325,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$65,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,795.58

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,795.58 $379.41 $0.00 $2,174.98
Yearly $21,546.94 $4,552.86 $0.00 $26,099.80
Total $646,408.15 $136,585.80 $0.00 $782,993.95

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS