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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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137 Santee Dr , Panama City, FL 32404
$260,000
Est. Payment: $1,318.67/mo
3 Bed
2 Bath
1325 Sqft
Status: active | Days on site: 66
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 137 Santee Drive, a wonderful opportunity to own a home in the growing Panama City area. Offering a desirable location, functional living space, and easy access to local amenities, this property provides the perfect setting for full-time residents, seasonal homeowners, or investors alike. Inside, you'll find a comfortable layout designed for everyday living and entertaining. The home offers ample space for family and guests while providing a welcoming atmosphere throughout. The property also features a spacious yard with room to relax, garden, or create your own outdoor oasis. Conveniently located near shopping, dining, schools, medical facilities, and major roadways, this home allows you to enjoy the best of Florida's Gulf Coast lifestyle. Nearby activities include boating, fishing, kayaking, and paddleboarding on beautiful St. Andrews Bay, exploring local parks and nature preserves, dining along the waterfront, and enjoying the attractions of historic downtown Panama City. Just a short drive away, you'll find the world-famous white sand beaches and emerald waters of Panama City Beach, along with Pier Park, golf courses, entertainment venues, and endless outdoor recreation opportunities. Whether you're looking for a primary residence, vacation getaway, or investment property, 137 Santee Drive offers outstanding potential in a convenient and desirable location. Listing has th potential for additional properties within the same portfolio as a total of 4 SFM units.

Highlights

Listed by Candace Garber , 224-489-4435 TruDeals Realty Corp , 224-489-4435. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.22

Year Built

1972

County

Bay

Area

02 - Bay County - Central

Neighborhood

Morris Manor Estates Unit 1

Listing ID

791359

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:80.0 ft x 125.0 ft
Sewer:Public Sewer
Principal Interest
$1,319
Taxes
$166

Home Price

$260,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$52,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,318.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,318.67 $165.75 $0.00 $1,484.42
Yearly $15,824.05 $1,989.00 $0.00 $17,813.05
Total $474,721.54 $59,670.00 $0.00 $534,391.54

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS