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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7520 Delancey St , Panama City, FL 32404
$304,900
Est. Payment: $1,546.40/mo
4 Bed
2 Bath
2045 Sqft
Status: active | Days on site: 59
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to the Ryder, a new home floor plan at Morningside in Panama City, Florida. The Ryder is a large open floor plan design complete with many features and space for you and your family. As you walk up to the home, you will be welcomed by the covered front porch and the spacious two-car garage. Around the house you will see durable vinyl siding all around, large yards at Morningside, and a large, spacious covered rear porch as well. Both porches have plenty of room for patio furniture to enjoy your day reading a book or watching those beautiful Florida sunsets. As you walk inside the home, the guest bedrooms and guest bathroom with are located at the front of the home. Each bedroom comes with soft carpet floors and a spacious closet for clothing and storage. Further down the hallway is the garage and additional guest bedroom next to the laundry room. The hallway opens to the large open living room and kitchen leading to primary bedroom and backdoor. The kitchen has an island, a large pantry, and stainless-steel appliances. Next to it is the dining area with a double window next to the back door looking out into your covered rear patio and large back yard. The bathrooms and kitchen have beautiful white cabinets and granite countertops for modern style and durability. The large primary bedroom has soft carpet floors and plenty of space for a king size bed and furniture since the closet is in the primary bathroom. In the primary bathroom you will see beautiful EVP flooring and a double vanity with granite countertops as well as a walk-in shower. The Ryder floor plan is a popular choice at Morningside. Schedule a showing to see it today!

Highlights

Listed by Mark A Miles , 850-641-7576 and Paul Hanlon , 850-517-7705 DR Horton Realty of Emerald Coast, LLC , 850-660-1701. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

215.25 Quarterly

Year Built

2026

County

Bay

Area

04 - Bay County - North

Neighborhood

Morningside

Listing ID

791446

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:50x149
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Paved
Principal Interest
$1,546
Taxes
$194
HOA
$215

Home Price

$304,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$60,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,546.40

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,546.40 $194.37 $215.25 $1,956.02
Yearly $18,556.74 $2,332.49 $2,583.00 $23,472.23
Total $556,702.30 $69,974.55 $77,490.00 $704,166.85

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS