Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

4774 Firefly Ln , Panama City, FL 32404
$364,000
Est. Payment: $1,846.14/mo
4 Bed
2 Bath
2129 Sqft
Status: pending | Days on site: 314
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

**🏡 Beautiful 4 Bedroom Home in Sought-After Titus Park! 🏡** Welcome to your dream home in **Titus Park** — one of Panama City's fastest-growing and most desirable communities! Built in **2021**, this spacious **4 bedroom, 2 bathroom home** offers nearly **2,100 sq. ft. of modern living space** with an open-concept design perfect for both entertaining and everyday life. 📍 **Prime Location:** Just off Highway 231, you'll enjoy easy access to **Tyndall Air Force Base (15 miles)** and the **sugar-white beaches of Panama City Beach (17 miles)**. ✨ **Interior Highlights:** * Bright, open floor plan with natural light * Modern kitchen with plenty of counter space * Large primary suite with walk-in closet and private bath * Three additional bedrooms — ideal for family, guests, or a home office **Additional Features:** * 2-Car Garage * Covered Back Porch  perfect for morning coffee or evening relaxation * Fully Fenced Backyard  great for pets and entertaining * Access to a **brand-new neighborhood pool & amenities** * **New Publix shopping center** right across the street, plus Starbucks and more just minutes away **Value Add:** Flooring replacement has already been started  just a little DIY work left to make it your own! **Energy Savings:** Solar panels already installed! Current owners enjoy power bills typically under **\$30/month** (solar lease payment approx. \$177/month, transferable to buyer upon qualification). Titus Park offers everything you need  from **comfort and convenience to community amenities**  all in a welcoming neighborhood setting. Don't miss your chance to own this gem. Schedule your private showing today!

Highlights

Listed by Karen K Smith , 850-233-4351 Beachy Beach Real Estate , 850-233-4351. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

Year Built

2021

County

Bay

Area

27 - Bay County

Listing ID

985167

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Ice Machine, Microwave, Range Hood, Refrigerator, Security System, Smoke Detector, Stove/Oven Electric
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl,Floor WW Carpet
Other:
  • Additional:Pantry, Split Bedroom

Exterior Features

Lot:Sidewalk
Lot Dimensions:50x110
Zoning:Resid Single Family
Others:
  • Additional:Rain Gutter, Fenced Back Yard, Deck Open
Sewer:Public Sewer
Principal Interest
$1,846
Taxes
$322
HOA
$0

Home Price

$364,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$72,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,846.14

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,846.14 $321.73 $0.00 $2,167.87
Yearly $22,153.67 $3,860.80 $0.00 $26,014.47
Total $664,610.16 $115,824.00 $0.00 $780,434.16

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

© 2026 Emerald Coast Multiple Listing Services