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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5434 Hopetown Ln , Panama City, FL 32408
$674,000
Est. Payment: $3,418.40/mo
3 Bed
3 Bath
2317 Sqft
Status: active | Days on site: 64
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

LOWEST PRICE IN MARTINIQUE. Coastal Elegance in a Gated Panama City Beach Community! Experience the perfect balance of luxury, comfort, and coastal charm in this beautifully appointed three-story residence, ideally situated within one of Panama City Beach's desirable gated communities. Surrounded by swaying palms and lush tropical landscaping, this exceptional home offers a relaxed lifestyle with refined finishes and inviting living spaces throughout. From the moment you arrive, the brick paver driveway and welcoming curb appeal set the tone for what awaits inside. Thoughtfully designed with both everyday living and entertaining in mind, the home features an abundance of natural light, builder upgrades, custom lighting, and spacious interiors that create a warm yet sophisticated atmosphere. The open-concept living areas flow seamlessly, providing comfortable gathering spaces for family and guests alike. With three generously sized bedrooms and three full bathrooms, this home offers flexibility and privacy for a variety of lifestyles. The private primary suite serves as a peaceful retreat, complete with a spacious walk-in closet and a well-appointed ensuite bath designed for relaxation and convenience. Spanning three levels, the home offers versatile living spaces that can easily accommodate guests, a home office, media room, or hobby space, allowing you to tailor the home to your needs. A single-car garage provides additional storage and functionality. Beyond the home itself, residents enjoy an impressive collection of community amenities, including a sparkling resort-style pool, basketball courts, and a playground, creating opportunities for recreation, connection, and enjoyment year-round. Perfectly positioned just minutes from the sugar-white sands of the Gulf, as well as premier shopping, dining, entertainment, and outdoor recreation, this property offers the ideal blend of tranquility and accessibility. Whether you're searching for a full-time residence, a vacation getaway, or an investment in the coastal lifestyle you've always imagined, this beautiful home presents an outstanding opportunity to enjoy the very best of Panama City Beach living.

Highlights

Listed by Mike S Herring , 850-321-0917 Keller Williams Realty Emerald , 850-654-2900. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

1142.46 Annually

Year Built

2003

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Martinique Phase I

Listing ID

790866

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Interior Steps, Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s), Loft

Exterior Features

Lot:Paved
Lot Dimensions:99x20x39x77x52
Zoning:Resid Single Family
Roof:Metal
Sewer:Public Sewer
Parking Features:Gated
Principal Interest
$3,418
Taxes
$577
HOA
$1,142

Home Price

$674,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$134,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,418.40

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,418.40 $576.58 $1,142.46 $5,137.44
Yearly $41,020.81 $6,919.00 $13,709.52 $61,649.33
Total $1,230,624.30 $207,570.00 $411,285.60 $1,849,479.90

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS