Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

5407 Hopetown Ln , Panama City, FL 32408
$1,070,000
Est. Payment: $5,911.60/mo
3 Bed
4 Bath
2976 Sqft
0.25 Acres
Status: Active | Days on site: 31
Get Pre-Qualified
BPPF - B0084
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

A Coastal Sanctuary Where Luxury Meets Laid-Back Living. Welcome to a truly special home in Panama City Beach, where refined coastal living meets the tranquility of nature. Nestled within a beautiful gated neighborhood and ideally located near Grand Lagoon, pristine beaches, state parks, and an incredible selection of fine and casual dining, this exceptional residence offers the best of the area right at your fingertips--while providing a peaceful retreat to come home to. Thoughtfully designed with both comfort and entertaining in mind, this 3-bedroom, 3½-bath home offers an inviting open-concept layout with beautiful custom finishes throughout. The main level centers around a spacious living, dining, and kitchen area designed for effortless everyday living and gathering with family and friends. The luxurious primary suite is also located on the main floor, creating a private retreat complete with a beautifully appointed ensuite bath, custom tilework, custom cabinetry, and a generous walk-in closet. Upstairs, two spacious bedrooms each feature an attached full bathroom, offering privacy and comfort for family members or guests. A separate bonus room adds another level of enjoyment with a customized home movie theater, creating an incredible cinematic experience without ever leaving home. Step outside and the magic continues. Enjoy your morning coffee or an evening breeze from the inviting open front porch, or retreat to the screened porch overlooking the private dipping pool and expansive pavered outdoor space. Here, the setting becomes just as memorable as the home itself. Beyond the backyard lies a serene lake with a beautiful fountain, creating a picturesque backdrop that changes with the seasons. The surrounding landscape is home to an abundance of wildlife, including deer, herons, osprey, and turtles. It feels less like a backyard and more like your own private nature sanctuary--a place where you can slow down, reconnect with nature, and enjoy the beauty of the outdoors throughout the year. And when you're ready to explore. Spend the day at the beach, explore the nearby state park, enjoy the waters of Grand Lagoon, or discover the area's diverse dining and entertainment options. Adding to the appeal, the gated community prohibits short-term rentals, preserving the peaceful residential character of the neighborhood. This is a home designed for living well, it's beautifully appointed, wonderfully private, and surrounded by the natural beauty and coastal lifestyle that make Panama City Beach such a special place to call home. Come experience the sanctuary for yourself.

Highlights

Listed by Crystal Duncan , 850-866-8622 Paradise Properties of NW Florida , 850-588-7136. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.25

HOA Fee

2080 Annually

Year Built

2020

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Martinique Phase I

Listing ID

795076

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Gas Oven, Gas Range, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s),Multi Units
Fireplaces:Electric
Other:
  • ▪ Additional:Central Vacuum, Interior Steps, Main Level Primary, Shower Only, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:68.66 x 115.79 x 67.74 x 115.57
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Porch
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Gated
Principal Interest
$5,912
Taxes
$516
HOA
$2,080

Home Price

$1,070,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$214,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,911.60

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,911.60 $516.25 $2,080.00 $8,507.84
Yearly $70,939.15 $6,194.94 $24,960.00 $102,094.09
Total $2,128,174.52 $185,848.20 $748,800.00 $3,062,822.72

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS