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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3410 Martinique Ln , Panama City, FL 32408
$650,000
Est. Payment: $3,591.16/mo
3 Bed
3 Bath
2488 Sqft
0.11 Acres
Status: Active | Days on site: 2
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Harrison Lilly Team
Owner/Operator

House Description

Life in Martinique puts the best of Panama City Beach's east end close to home. This well-maintained 3-bedroom, 2.5-bath home offers tile and wood flooring throughout, custom touches, an updated kitchen and baths, and a crisp, clean design. From the second level start your morning on the balcony off the bedrooms or down on the screened porch with coffee in hand, or unwind at the end of on the back patio overlooking the pond while soaking in the hottub. For boaters, the marina across the street makes getting on the water refreshingly easy. Arrange your boat launch, ice, and fuel through an app, then walk over and head out for the day. Closer to home, enjoy the neighborhood pool, seasonal activities, and trails around the ponds perfect for an evening stroll and spotting the neighborhood deer. Bike to St. Andrews State Park for a sunset on the pier, take a short golf cart ride to the beach, or head out for dinner. Captain Anderson's, Captain Max's, The Dock, Off the Hook, J. Michael's, and Billy's are among approximately 14 restaurants within walking, biking, or golf cart distance. Bring your clothes and your toys this home is ready for you to enjoy the coastal lifestyle.

Highlights

Listed by Sandi Smith , 229-326-2998 Dalton Wade Inc , 888-668-8283. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

1385.89 Annually

Year Built

2002

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Martinique Phase I

Listing ID

796038

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:50x100
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Patio, Porch
Sewer:Public Sewer
Principal Interest
$3,591
Taxes
$532
HOA
$1,386

Home Price

$650,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$130,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,591.16

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,591.16 $532.07 $1,385.89 $5,509.12
Yearly $43,093.88 $6,384.86 $16,630.68 $66,109.42
Total $1,292,816.29 $191,545.80 $498,920.40 $1,983,282.49

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS