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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4620 Bay Point Rd Unit 1002 , Panama City, FL 32408
$529,900
Est. Payment: $2,687.55/mo
2 Bed
2 Bath
1486 Sqft
Status: active | Days on site: 169
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

From your deck of this beautiful ground floor unit, enjoy the panoramic view of the Grand Lagoon teaming with boat traffic cruising in and out of the marina and around the bay! It's a short walk to the full service marina with all the yachts and nautical activities! Although the unit is tastefully decorated, the owner is offering $10,000 at closing so you can change the wall colors to suite your taste! Located in Bay Point, a gated community featuring 3 restaurants, a championship golf course, clay tennis courts, 24 hour roving security, and our deep water marina just minutes from the Gulf of Mexico. Check out the Mercedes convertible and golf cart in the garage and say, ''let's make a deal''!

Highlights

Listed by Ray E Young , 850-832-9999 Bay Point Real Estate Co , 850-235-6966. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

790.17 Monthly

Year Built

1986

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Marina Club Village

Listing ID

786033

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Ice Maker, Intercom
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Double Vanity, Intercom, Jetted Tub, Main Level Primary, Separate Shower

Exterior Features

Lot:Paved
Lot Dimensions:0X0X0X0
Zoning:Resid Multi-Family
Roof:Tile
Sewer:Public Sewer
Principal Interest
$2,688
Taxes
$214
HOA
$790

Home Price

$529,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$105,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,687.55

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,687.55 $213.67 $790.17 $3,691.39
Yearly $32,250.63 $2,564.00 $9,482.04 $44,296.67
Total $967,519.01 $76,920.00 $284,461.20 $1,328,900.21

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS