Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

1600 Marina Bay Dr Unit 301 , Panama City, FL 32409
$675,000
Est. Payment: $3,423.12/mo
3 Bed
3 Bath
2044 Sqft
Status: active | Days on site: 94
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Luxury Waterfront Living with Deeded Boat Slip & Private Garage at Marina Bay! Welcome to one of the most beautiful and distinctive waterfront communities along the shores of Panama City--where luxury, privacy, and coastal living come together in spectacular fashion. This stunning corner residence at Marina Bay offers over 2,000 square feet of beautifully designed living space, complete with a deeded 30-foot covered boat slip, a private detached garage, and an additional covered parking space--an exceptionally rare combination for waterfront condo living. Inside, you'll be welcomed by a bright and airy open floor plan filled with natural light and framed by floor-to-ceiling windows showcasing breathtaking bay views from nearly every room. The spacious living area opens seamlessly onto a large bayfront balcony, creating the perfect setting for morning coffee with dolphin sightings or evening sunsets over the water. The beautifully remodeled kitchen has been thoughtfully reconfigured to maximize both style and function, featuring a large island, granite countertops, custom backsplash, stainless steel appliances, and abundant storage. Designed for privacy and comfort, the luxurious waterfront primary suite is tucked away from the guest rooms and features private balcony access, coffered ceilings, a spacious walk-in closet, and a spa-inspired bath with dual vanities, exceptional storage, a jacuzzi tub, and separate shower. The guest accommodations are equally impressive. One bedroom offers a private en-suite bath, coffered ceilings, walk-in closet, and marina-view balcony, while the oversized third bedroom features its own private entrance, tray ceiling with accent lighting, and walk-in closet--ideal as an in-law suite, office, or hobby space. Residents of Marina Bay enjoy a beautifully maintained, non-short-term-rental community with resort-style amenities including: Bayfront pool & hot tub, fitness center, private marina w/ boat slips, fishing pier, community room, and a private beach area. Recent community improvements include a newer roof, fresh exterior paint, resurfaced walkways, and a newly paved parking lot. Low HOA fees and healthy reserves help simplify maintenance, allowing you to enjoy a truly carefree waterfront lifestyle. Whether you're a boating enthusiast, full-time resident, or searching for a peaceful coastal retreat, this extraordinary property offers an unmatched blend of elegance, convenience, and bayfront beauty. Corner waterfront condos that include a covered boat slip and private garage rarely become available--schedule your private tour today!

Highlights

Listed by Eva M Mullins , 850-527-3269 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

682 Monthly

Year Built

2001

County

Bay

Area

04 - Bay County - North

Neighborhood

Marina Bay Condo

Listing ID

789671

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Coffered Ceiling(s), Double Vanity, Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Gated,Paved,Parking Lot
Principal Interest
$3,423
Taxes
$506
HOA
$682

Home Price

$675,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$135,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,423.12

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,423.12 $506.42 $682.00 $4,611.53
Yearly $41,077.40 $6,077.00 $8,184.00 $55,338.40
Total $1,232,322.15 $182,310.00 $245,520.00 $1,660,152.15

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS