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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3896 Wall Street Hs 76 , Panama City, FL 32404
$255,490
Est. Payment: $1,411.55/mo
3 Bed
2 Bath
1413 Sqft
0.13 Acres
Status: Active | Days on site: 35
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LEREINC - B13048
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Harrison Lilly Team
Owner/Operator

House Description

Experience smart, single-story living designed for today's lifestyle. The Wagner floor plan offers 1,413 square feet of thoughtfully designed space, including two comfortable bedrooms situated at the front of the home -- providing flexible space for family, guests, or a dedicated home office. Moving toward the heart of the home, an open and airy living space brings the kitchen, dining area, and family room together -- creating a warm, connected environment perfect for everyday living or entertaining. The kitchen is a true showstopper, featuring quartz countertops, stainless steel appliances, and stylish 42'' cabinetry that combine modern design with everyday practicality. Privately tucked at the back of the home, the owner's suite offers a true retreat with a well-appointed bathroom and a spacious walk-in closet. A 2-car garage completes this home. Don't miss your opportunity to make the Wagner plan your new home in Magnolia Ridge! Call today to schedule your tour and ask about current incentives. This home is under construction. Floorplan layout and elevation renderings shown in the photos section are for reference only; actual colors, finishes, options, and layout may vary. Information is deemed reliable but not guaranteed -- buyer or buyer's agent to verify all details. Price subject to change without notice.

Highlights

Listed by Andrew Biegalski , 850-293-8660 Lennar Realty Inc , 850-227-5992. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

450 Annually

Year Built

2026

County

Bay

Area

02 - Bay County - Central

Neighborhood

Magnolia Ridge

Listing ID

794805

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Plumbed For Ice Maker, Tankless Water Heater
Air Cond:Heat Pump
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary, Shower Only, Walk-In Closet(s)

Exterior Features

Lot:Cul-De-Sac
Lot Dimensions:50x110
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer,Sewer Tap Paid
Principal Interest
$1,412
Taxes
$163
HOA
$450

Home Price

$255,490

Loan Details

30 yrs
7.374%

Down Payment

20%
$51,098
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,411.55

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,411.55 $162.87 $450.00 $2,024.42
Yearly $16,938.55 $1,954.50 $5,400.00 $24,293.04
Total $508,156.36 $58,634.96 $162,000.00 $728,791.32

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS