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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3857 Wall Street Hs 125 , Panama City, FL 32404
$288,490
Est. Payment: $1,593.87/mo
4 Bed
3 Bath
1891 Sqft
0.13 Acres
Status: Pending | Days on site: 8
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LEREINC - B13048,B3928
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to Magnolia Ridge, a desirable new home community in Panama City offering thoughtfully designed homes with modern finishes, functional layouts, and exceptional value. The Littleton floor plan features 4 bedrooms, 2.5 bathrooms, and 1,891 square feet of thoughtfully designed two-story living space. A standout feature is the private first-floor owner's suite, offering a spacious walk-in closet and well-appointed en-suite bath. The main level features an inviting open-concept design where the kitchen, dining area, and family room flow seamlessly together. The stylish kitchen showcases quartz countertops, white shaker-style cabinetry, stainless steel appliances, a pantry, and ample workspace. Upstairs, a spacious loft provides flexible additional living space that's perfect for a game room, media room, home office, or playroom. Three secondary bedrooms with generous closet space and a full bathroom complete the second floor. A 2-car garage adds everyday convenience and storage. This home is currently under construction. Photos, floor plans, and renderings are for illustrative purposes only; actual colors, finishes, features, and options may vary. Schedule your private tour today and ask about current builder incentives! Information is deemed reliable but not guaranteed. Buyer or buyer's agent should verify all information. Pricing, specifications, features, and availability are subject to change without notice.

Highlights

Listed by Andrew Biegalski , 850-293-8660 Lennar Realty Inc , 850-227-5992. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

450 Annually

Year Built

2026

County

Bay

Area

02 - Bay County - Central

Neighborhood

Magnolia Ridge

Listing ID

795870

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Plumbed For Ice Maker, Tankless Water Heater
Air Cond:Heat Pump
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary, Shower Only, Walk-In Closet(s), Loft

Exterior Features

Lot Dimensions:50x110
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer,Sewer Tap Paid

Open House

Upcoming Open Houses
Saturday 12:00 pm - 4:00 pm Oct 17
Principal Interest
$1,594
Taxes
$184
HOA
$450

Home Price

$288,490

Loan Details

30 yrs
7.374%

Down Payment

20%
$57,698
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,593.87

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,593.87 $183.91 $450.00 $2,227.78
Yearly $19,126.39 $2,206.95 $5,400.00 $26,733.34
Total $573,791.65 $66,208.46 $162,000.00 $802,000.11

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS