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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4601 Magnolia Beach Rd , Panama City, FL 32408
$525,000
Est. Payment: $2,662.70/mo
3 Bed
2 Bath
1840 Sqft
Status: active | Days on site: 44
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

MAJOR PRICE IMPROVEMENT -- NOW OFFERED AT $525,000! Welcome to 4601 Magnolia Beach Road, a beautifully maintained 3-bedroom, 2-bath home in Magnolia Point at The Preserve offering comfortable single-level living, thoughtful updates, and a backyard built for enjoying the Florida lifestyle. Inside, you'll find a spacious living room with a gas fireplace, a formal dining area, and a generous kitchen featuring a breakfast bar and adjoining breakfast nook. The oversized primary suite offers waterproof composite flooring, a large walk-in closet, an en-suite bath with a whirlpool tub and separate shower, plus direct access to the backyard. Outside, the standout feature is the private saltwater pool, installed in 2021, surrounded by a fully fenced backyard and complemented by a large covered patio--perfect for entertaining, relaxing, or enjoying sunny Panama City Beach days at home. Major updates add even more value, including a 2025 Hisense high-efficiency HVAC system, 2020 roof, 2020 gas water heater, 2025 pool pump, refrigerator and range from 2021, dishwasher from 2024, washer from 2025, and dryer from 2021. Conveniently located just minutes from the Navy base, marinas, shopping, dining, and the white sandy beaches of Panama City Beach, this move-in-ready pool home offers an outstanding combination of location, condition, outdoor living, and value at its newly improved price of $525,000.

Highlights

Listed by Marcy L O'Donnell , 848-220-5555 Luxe Coastal Realty Group LLC , 848-220-5555. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.22

HOA Fee

575 Annually

Year Built

1999

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Magnolia Point At The Preserve

Listing ID

792043

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Gas Water Heater

Exterior Features

Lot Dimensions:77x125x82x122
Sewer:Public Sewer
Principal Interest
$2,663
Taxes
$335
HOA
$575

Home Price

$525,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,662.70

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,662.70 $334.69 $575.00 $3,572.39
Yearly $31,952.41 $4,016.25 $6,900.00 $42,868.66
Total $958,572.34 $120,487.50 $207,000.00 $1,286,059.84

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS