Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
main property photo 20
main property photo 21
main property photo 22
main property photo 23
main property photo 24
main property photo 25
main property photo 26
main property photo 27
main property photo 28
main property photo 29
main property photo 30
main property photo 31
main property photo 32
main property photo 33
main property photo 34
main property photo 35
main property photo 36
main property photo 37
main property photo 38
main property photo 39
main property photo 40
main property photo 41
main property photo 42
main property photo 43
main property photo 44
main property photo 45
View All (46)
property photo 1
property photo 2
property photo 3
4601 Magnolia Beach Rd , Panama City, FL 32408
$489,999
Est. Payment: $2,707.17/mo
3 Bed
2 Bath
1840 Sqft
0.22 Acres
Status: Active | Days on site: 97
Get Pre-Qualified
LUXER - B6758
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator
View agent profile
Email
Call

House Description

NEW PRICE: $489,999 -- THIS MAY BE YOUR LAST CHANCE! If you've been waiting for a Panama City Beach pool home under $500K, take another look at 4601 Magnolia Beach Road. This beautifully maintained 3BR/2BA home offers comfortable single-level living with a spacious living room and gas fireplace, separate dining area, generous kitchen with breakfast bar and nook, and an oversized primary suite with direct backyard access. Outside, enjoy a private saltwater pool, expansive paver decking, covered patio, and fully fenced yard -- your own Florida retreat. Major updates include a 2025 high-efficiency HVAC, 2025 pool pump, 2020 roof, 2020 gas water heater, and newer appliances. Located minutes from the Navy base, marinas, beaches, shopping, and dining, this home delivers location, updates, and private outdoor living at an incredible price. Now $489,999 -- if you've been watching this one, don't assume you'll get another chance.
Show more

Highlights

Listed by Marcy L O'Donnell , 848-220-5555 Luxe Coastal Realty Group LLC , 848-220-5555. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.22

HOA Fee

575 Annually

Year Built

1999

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Magnolia Point At The Preserve

Listing ID

792043

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Gas Water Heater
Floor:Plank,Vinyl

Exterior Features

Lot Dimensions:77x125x82x122
Sewer:Public Sewer
Principal Interest
$2,707
Taxes
$312
HOA
$575

Home Price

$489,999

Loan Details

30 yrs
7.374%

Down Payment

20%
$98,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,707.17

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,707.17 $312.37 $575.00 $3,594.55
Yearly $32,486.09 $3,748.49 $6,900.00 $43,134.58
Total $974,582.60 $112,454.77 $207,000.00 $1,294,037.37

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS