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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4133 Catherine St , Panama City, FL 32408
$1,017,000
Est. Payment: $5,158.03/mo
3 Bed
3 Bath
2279 Sqft
Status: active | Days on site: 24
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience refined coastal living with this to-be-built Antigua II by AR Homes, a thoughtfully designed 3-bedroom, 3-bath residence plus a flex room that blends luxury with everyday functionality. The open-concept great room is filled with natural light and offers seamless sightlines, flowing effortlessly to a private cabana and expansive lanai, creating the perfect setting for year-round entertaining or quiet outdoor relaxation. The split-bedroom layout provides privacy for both owners and guests, while the primary suite serves as a true retreat, complete with a spa-inspired bath, soaking tub, and a spacious walk-in shower. Every detail has been carefully considered, from the well-appointed living spaces to the ample storage solutions that support an organized lifestyle. A two-car garage adds convenience, completing this exceptional home designed for comfort, elegance, and modern living. It's a block from the water and in Flood Zone X which means a lender won't require flood insurance. *-No fill dirt, clearing, additional foundation or lot preparation is included. It's an additional expense. Pool/outdoor living and outdoor kitchen are optional, and they're not included in the base price. The sale of the lot is a separate transaction. For the buildable lot only please see CPAR MLS listing 782227

Highlights

Listed by Richard Miller , 850-527-6407 and Luisa F Dick , 850-819-4049 Beachy Beach Real Estate , 850-532-6262. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.3

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Magnolia Beach 1st Add

Listing ID

789383

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Water Heater, Gas Cooktop, Gas Oven, Gas Range
Air Cond:Attic Fan,Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:100x130
Zoning:Resid Single Family
Roof:Shingle
Principal Interest
$5,158
Taxes
$104

Home Price

$1,017,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$203,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,158.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,158.03 $104.42 $0.00 $5,262.45
Yearly $61,896.39 $1,253.00 $0.00 $63,149.39
Total $1,856,891.56 $37,590.00 $0.00 $1,894,481.56

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS