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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4839 Stellata Ln , Panama City Beach, FL 32408
$380,000
Est. Payment: $2,099.45/mo
3 Bed
3 Bath
1860 Sqft
0.1 Acres
Status: Active | Days on site: 63
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LPA - BD494,B10827
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Welcome to this beautifully maintained 3-bedroom, 2.5-bath Craftsman-style home offering 1,860 sq ft of bright, open-concept living in the sought-after, gated Magnolia Bay Club community of Panama City Beach. This charming two-story home features a chef's kitchen with granite countertops, a gas range, and updated finishes--perfect for cooking and entertaining. Upstairs, the large master suite opens to a private balcony on the front of the home, while the back bedrooms enjoy lovely water views. Just behind the home, a gazebo offers a relaxing retreat for outdoor enjoyment. This home has been thoughtfully updated for peace of mind, including a 2021 HVAC system, tankless gas water heater, and new gutters, plus a 2019 roof and windows, newer dishwasher, and updated tile flooring. Living in Magnolia Bay Club means resort-style amenities at your doorstep: a bayfront swimming pool, dining pavilion with gas grills, and a clubhouse complete with fitness center, TV lounge, and billiards/ping pong. Enjoy the playground, community dock, and a private beach with a kayak launch reserved for owners. All just minutes from shopping, dining, marinas, St. Andrews State Park, and the sugar-white sands of the Gulf.
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Highlights

Listed by Nathan Lawrence , 850-783-2302 and Tyler S Smith , 850-818-9004 Legacy Premier Agency , 850-468-2100. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.1

HOA Fee

1071.48 Quarterly

Year Built

2013

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Magnolia Bay Club

Listing ID

793489

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Washer/Dryer Stacked, Gas Range, Gas Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Interior Steps, Shower Only, Upper Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:39 X 113
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Parking Features:Gated
Principal Interest
$2,099
Taxes
$135
HOA
$1,071

Home Price

$380,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$76,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,099.45

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,099.45 $135.17 $1,071.48 $3,306.09
Yearly $25,193.34 $1,622.00 $12,857.76 $39,673.10
Total $755,800.30 $48,660.00 $385,732.80 $1,190,193.10

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS