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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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20 Wood Ave , Panama City, FL 32404
$359,900
Est. Payment: $1,825.34/mo
3 Bed
3 Bath
1545 Sqft
Status: active | Days on site: 108
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Step into this semi-custom home beautifully designed with plenty of upgrades. Let's start outside. This home greets you with hardi siding, impact windows and doors, metal roof (all for discounted insurance rates), cornered back patio, sodded yard with irrigation, privacy fenced back yard, and paver driveway round out the outside. As for the inside, let's start with the kitchen, white shaker style cabinets with crown molding, built-in microwave in island, a gas stove with stainless steel vent hood (venting to the outside), full-size refrigerator with water & ice in the door, dishwasher, garbage disposal, all under gorgeous quartz countertops. Moving on, all 8 foot doors and plank vinyl flooring throughout the home as well as 9/10 foot ceilings. Plenty of can lights as well as upgraded light fixtures. The living room features a tray ceiling and an electric fireplace, Now for the master bedroom, which features its own tray ceiling with fan and can lights. Master bath has a double bowl vanity with quartz top. Master shower is 4'x5', tiled with bench to relax on. All closets and pantry have wood shelving. Energy wise, the home features all spray foam in walls and attic, and a gas tankless water heater providing endless hot water. Home is 2 minutes to Tyndall Air Force Base, 3 minutes to Bay Oaks Park (a beautiful park on the bay), and 5 minutes to shopping. Put this home on your short list.

Highlights

Listed by Mark Cowart , 850-832-6000 Counts Real Estate Group Inc , 850-231-1483. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.19

Year Built

2026

County

Bay

Area

27 - Bay County

Neighborhood

Long Point Park 2Nd Addn

Listing ID

997919

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Water Heater - Tnkls
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:65x130
Zoning:Resid Single Family
Principal Interest
$1,825
Taxes
$33

Home Price

$359,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$71,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,825.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,825.34 $32.83 $0.00 $1,858.18
Yearly $21,904.14 $394.00 $0.00 $22,298.14
Total $657,124.16 $11,820.00 $0.00 $668,944.16

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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