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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7386 Charles Loring Jr Rd , Panama City, FL 32404
$239,900
Est. Payment: $1,216.60/mo
3 Bed
2 Bath
1281 Sqft
Status: pending | Days on site: 103
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to the Poppy, a new plan located at Liberty in Panama City, Florida. The Poppy is a spacious 3-bedroom, 2-bathroom home spanning 1,281 square feet and features a single car garage. As you walk inside, you will be welcomed by the 9' ceilings and Engineered Vinyl Plank flooring which spans the main areas and bathrooms with soft carpet in the bedrooms. Upon entering, the front entrance is met with a long hallway next to the bedrooms and full bathroom next to the garage. Walking down the hallway, you'll find the natural light pouring into the open kitchen and living area, offering ample space for all your needs. The Primary bedroom is conveniently located off the living area, providing a private retreat at the back of the home, complete with a bathroom and walk-in closet. The kitchen comes with an island for extra counter space, and you'll find stylish granite countertops in the kitchen and bathrooms seated on beautiful white cabinetry. Your new home also comes with our Smart Home Technology package, designed to elevate your living experience with elegance and modernity. This package offers unparalleled convenience, giving you effortless control over key features such as lighting automation, an IQ panel, a video doorbell, keyless front door entry, and temperature control from your smartphone. On the outside of this popular plan, you will see durable vinyl siding, a rear patio to enjoy the spacious back yard with charming water views. Sidewalks line the neighborhood streets for you to enjoy the beautiful Florida weather. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, two playgrounds for endless fun, a well-equipped fitness center, two pickleball courts and a basketball court to name a few things. To learn more about this home for yourself, call us to get connected today!

Highlights

Listed by Mark A Miles , 850-641-7576 and Paul Hanlon , 850-517-7705 DR Horton Realty of Emerald Coast, LLC , 850-660-1701. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

235 Quarterly

Year Built

2026

County

Bay

Area

05 - Bay County - East

Neighborhood

Liberty

Listing ID

788609

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary, Smart Home, Shower Only, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:50x115
Roof:Shingle
Others:
  • Additional:Patio
Sewer:Public Sewer
Parking Features:Additional Parking,Garage,Garage Door Opener,Paved,Community Structure
Principal Interest
$1,217
Taxes
$153
HOA
$235

Home Price

$239,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$47,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,216.60

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,216.60 $152.94 $235.00 $1,604.54
Yearly $14,599.21 $1,835.24 $2,820.00 $19,254.45
Total $437,976.42 $55,057.05 $84,600.00 $577,633.47

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS