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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6570 Atkins Rd , Panama City, FL 32404
$260,000
Est. Payment: $1,436.46/mo
3 Bed
2 Bath
1403 Sqft
0.11 Acres
Status: Active | Days on site: 2
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TRE1 - B9653
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to Liberty -- where comfort, convenience, and community come together! This beautiful corner-lot home is located in the highly desirable Liberty community, one of Bay County's premier neighborhoods known for its resort-style amenities and welcoming small-town atmosphere. Designed with modern living in mind, this home is move-in ready and comes with an existing 10-year structural warranty, giving you lasting confidence and peace of mind. Inside, you'll find an open-concept floor plan filled with natural light. The living room offers plenty of space for relaxing or entertaining, seamlessly flowing into the kitchen and dining areas. The kitchen features modern appliances, ample cabinetry and a peninsula style island. The primary suite includes a private ensuite bath and spacious walk-in closet, while additional bedrooms offer comfort and flexibility for guests, kids, or a home office. Step outside and experience the vibrant lifestyle that Liberty is known for! This thoughtfully planned community offers something for everyone, including: Two sparkling resort-style pools A massive clubhouse with event space and a children's splash pad The largest pool in Bay County for those who love to swim or lounge Pickleball courts, a playground, and wide, oversized sidewalks perfect for biking, running, or golf cart cruising Liberty isn't just a neighborhood -- it's a community designed for connection. Neighbors wave as they walk their dogs, kids play at the splash pad, and families gather for community events. Prime Location: This home is ideally situated within Panama City proper, meaning first-time homebuyers may qualify for SHIP or ReHouse Bay grants -- valuable programs that help make homeownership more affordable. You'll also love the short commute to Tyndall Air Force Base, NSA Panama City, and Northwest Florida Beaches International Airport (ECP). Liberty offers easy access to top-rated schools, shopping, dining, and the sugar-white beaches that make the Emerald Coast famous. Whether you're a first-time buyer, relocating for the military, or simply looking for a family-friendly community with incredible amenities, 6570 Atkins Road offers the perfect blend of lifestyle, location, and lasting value. Schedule your showing today and discover why so many families are proud to call Liberty home!

Highlights

Listed by Vianah Seamon , 850-814-2070 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

HOA Fee

235 Quarterly

Year Built

2024

County

Bay

Area

05 - Bay County - East

Neighborhood

Liberty

Listing ID

796218

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Soaking Tub, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:40.0 ft x 125.0 ft
Zoning:City, Resid Single Family
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Principal Interest
$1,436
Taxes
$270
HOA
$235

Home Price

$260,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$52,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,436.46

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,436.46 $269.74 $235.00 $1,941.21
Yearly $17,237.55 $3,236.93 $2,820.00 $23,294.48
Total $517,126.52 $97,107.90 $84,600.00 $698,834.42

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS