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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6464 Bellavia Ln , Panama City, FL 32404
$325,900
Est. Payment: $1,800.55/mo
4 Bed
2 Bath
1830 Sqft
0.2 Acres
Status: Active | Days on site: 17
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BKWS - B11788,B10546
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Harrison Lilly Team
Owner/Operator

House Description

Welcome home to this beautifully maintained 4-bedroom, 2-bath Cali floorplan offering approximately 1,830 square feet of comfortable, open-concept living, along with several valuable upgrades added since the home was built. Step inside to a bright, welcoming entry and a thoughtfully designed split-bedroom layout that provides added privacy for family and guests. The spacious kitchen is the heart of the home, featuring a large center island overlooking the dining and living areas, making it easy to cook, entertain, and stay connected. Luxury vinyl plank flooring flows throughout the main living areas, bathrooms, and laundry room, while the bedrooms offer comfortable carpeting. The spacious primary suite features a generous bath with a soaking tub, separate shower, private water closet, and an impressive walk-in closet. The backyard is a standout feature of this property. Situated on an oversized lot compared with many others in the community, the fully fenced yard includes both a walk-through gate and a large double gate providing convenient access for a boat and trailer. The current owners utilize the backyard for storage of their bass boat and trailer. Per current HOA guidelines, boats may be stored behind the fence provided they are not visible above the fence; buyers should verify current HOA requirements and restrictions. The owners have also expanded the outdoor living space with an approximately 14' x 28' covered concrete patio complete with electricity and lighting, plus a dedicated gravel grilling area. Whether you're hosting friends, enjoying an evening outside, or simply looking for more usable backyard space, this setup is ready to enjoy. The home is conveniently located near the community pool and playground, with a bus stop at the corner. Neighborhood amenities also include pickleball courts and a large clubhouse available to rent for parties and gatherings. Additional features include an ADT smart-home panel with integrated Alexa-compatible features and smart door locks. For added peace of mind, a home warranty will also be included. With its oversized lot, fenced boat and trailer storage potential, expanded covered outdoor living area, flexible 4-bedroom floorplan, smart-home features, and convenient access to neighborhood amenities, this home offers upgrades and functionality that help set it apart. Schedule your showing and come see everything this property has to offer!

Highlights

Listed by Bryan Lawrence , 850-740-9812 and Gabe J Bacot , 850-867-9666 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.2

HOA Fee

235 Quarterly

Year Built

2023

County

Bay

Area

02 - Bay County - Central

Neighborhood

Liberty

Listing ID

795395

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:73.0 ft x 125.0 ft
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$1,801
Taxes
$246
HOA
$235

Home Price

$325,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$65,180
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,800.55

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,800.55 $245.65 $235.00 $2,281.20
Yearly $21,606.61 $2,947.76 $2,820.00 $27,374.37
Total $648,198.20 $88,432.80 $84,600.00 $821,231.00

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS