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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6248 Chapman Ln , Panama City, FL 32404
$405,450
Est. Payment: $2,056.37/mo
4 Bed
3 Bath
1968 Sqft
Status: pending | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

The Madison floor plan, offers a fresh take on community living. Boasting four bedrooms and three bathrooms, this home accommodates both comfort and privacy. The generous three-car garage and large covered front porch set the stage for a home that's both functional and inviting. Step through the long foyer and you'll find two cozy bedrooms with a shared bath, seamlessly blending privacy with accessibility. The heart of the home is the spacious living area, complete with a central kitchen island, ample cabinetry, and a dining area that overlooks the backyard through to the covered back porch--a perfect setting for entertaining or serene relaxation. The primary bedroom is a haven of tranquility with trey ceilings, a luxurious ensuite featuring a separate shower, indulgent soak tub, and a sizeable closet. This residence doesn't just impress with space--it shines with top-notch interior features like quartz countertops, EVP flooring in common and wet areas, and plush carpeting in each bedroom. The standard stainless steel appliance package adds a touch of elegance and convenience to your culinary adventures. Smart Home Technology elevates this home into the future, with features like Kwikset Keyless Entry and a Qolsys touch panel that integrates control over lighting, thermostat, and home security. The exterior of this home features Hardie Color Plus Siding and is uniquely engineered to stand up to the harshest elements from wind, rain, fire, freezing temperatures, and hail. Dimensional shingles with 30-year warranty. A landscaped front flower bed at entry way and fully sodded yard. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Liberty community boasts a rich amenity center, diverse floor plans, and a sprawling landscape that's set to house almost 2,000 homes. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, a playground for endless fun, basketball court, two pickleball courts, and a well-equipped fitness center. Embrace the lifestyle you deserve where every detail is curated for your ultimate enjoyment. It's a vibrant hub for families and community events. Just a 15-minute drive from Tyndall Air Force Base and a stone's throw from downtown Panama City, Liberty affords easy access to shopping, dining, schools, and the pristine shores of Panama City Beach.

Highlights

Listed by Mark A Miles , 850-641-7576 and Paul Hanlon , 850-517-7705 DR Horton Realty of Emerald Coast, LLC , 850-660-1701. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.18

HOA Fee

235 Quarterly

Year Built

2026

County

Bay

Area

05 - Bay County - East

Neighborhood

Liberty

Listing ID

794169

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Range, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Smart Home, Soaking Tub, Separate Shower, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:40x128
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Parking Features:Additional Parking,Garage,Garage Door Opener,Paved,Community Structure
Principal Interest
$2,056
Taxes
$258
HOA
$235

Home Price

$405,450

Loan Details

30 yrs
6.529%

Down Payment

20%
$81,090
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,056.37

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,056.37 $258.47 $235.00 $2,549.84
Yearly $24,676.39 $3,101.69 $2,820.00 $30,598.08
Total $740,291.72 $93,050.78 $84,600.00 $917,942.50

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS