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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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117 Legend Lakes Dr , Panama City Beach, FL 32408
$799,000
Est. Payment: $4,414.36/mo
3 Bed
3 Bath
2343 Sqft
0.34 Acres
Status: Active | Days on site: 91
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Harrison Lilly Team
Owner/Operator

House Description

WHERE GOLF COURSE VIEWS MEET RESORT-STYLE LIVING. Set along the Jack Nicklaus Signature Golf Course in Bay Point's coveted Legend Lake neighborhood, this beautifully maintained single-level home offers the kind of private coastal lifestyle buyers rarely find in one property. With a sparkling pool, hot tub, expansive screened porch, and sweeping fairway views, the backyard becomes your own private retreat--perfect for relaxing, entertaining, and enjoying spectacular sunsets. Inside, 10-foot ceilings, luxury vinyl plank flooring, custom shiplap details, and elegant finishes create a sophisticated yet comfortable setting. The inviting front living space offers flexibility as a grand piano room, library, home office, or elegant gathering area. At the heart of the home, the beautifully updated kitchen features custom cabinetry, granite countertops, a large center island, farmhouse sink, designer lighting, stainless steel appliances, abundant storage, and a new under-counter ice maker added in spring 2026. Open to the kitchen, the family room showcases dramatic beamed ceilings, a cozy gas fireplace, and a wall of windows overlooking the pool and golf course. Sliding glass doors lead to the large screened porch, creating the perfect setting for morning coffee, entertaining, or unwinding while taking in the beautiful surroundings. The primary suite offers peaceful pool and backyard views, private porch access, dual walk-in closets, and a spa-inspired bath with a soaking tub. The private, fully fenced backyard features a sparkling pool, hot tub, mature landscaping, and panoramic golf course views. Double gate access provides convenient space for a boat, trailer, or jet skis. Recent improvements include new kitchen and living room windows (November 2025), new HVAC (April 2023), complete backyard landscaping (summer 2023), a new under-counter ice maker (spring 2026), a replacement garage door (early 2026), and 220V electrical service in the garage for EV charging (April 2023). Bay Point offers an exceptional coastal lifestyle with 24-hour gated security, championship golf, a full-service marina, waterfront dining, walking and biking paths, golf-cart-friendly streets, social clubs, community events, and live entertainment. Whether you're seeking a full-time residence, retirement retreat, or second home, this is a wonderful opportunity to enjoy private resort-style living in one of Panama City Beach's most desirable gated communities.

Highlights

Listed by Laurie M Hardy , 585-703-6459 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.34

HOA Fee

1650 Annually

Year Built

1994

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bay Point Unit 1

Listing ID

792274

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot:Sprinkler System
Lot Dimensions:101.0 ft x 148.0 ft
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Porch
Sewer:Public Sewer
Principal Interest
$4,414
Taxes
$558
HOA
$1,650

Home Price

$799,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$159,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,414.36

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,414.36 $558.08 $1,650.00 $6,622.44
Yearly $52,972.32 $6,696.96 $19,800.00 $79,469.28
Total $1,589,169.57 $200,908.80 $594,000.00 $2,384,078.37

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS