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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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117 Legend Lakes Dr , Panama City, FL 32408
$799,000
Est. Payment: $4,052.38/mo
3 Bed
3 Bath
2343 Sqft
Status: active | Days on site: 37
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

GOLF COURSE LIVING IN BAY POINT'S PREMIER GATED COMMUNITY! Located in the desirable Legend Lake neighborhood and overlooking the Jack Nicklaus Signature Golf Course, this meticulously maintained single-level home offers the perfect blend of comfort, privacy, and resort-style living. Featuring 10-foot ceilings, luxury vinyl plank flooring throughout, and custom shiplap accents, this thoughtfully designed home is ideal for both everyday living and entertaining. Upon entering, you're welcomed by an elegant front living space with soaring ceilings and expansive windows, offering endless possibilities as a grand piano room, private library, home office, or sophisticated gathering area. The beautifully updated chef's kitchen serves as the heart of the home, featuring custom cabinetry, granite countertops, a spacious center island, farmhouse sink, designer lighting, stainless steel appliances, a separate ice maker, and abundant storage. Open to the kitchen, the impressive family room showcases dramatic beamed ceilings, a cozy gas fireplace, and a wall of windows framing picturesque views of the private pool and the Jack Nicklaus Signature Golf Course beyond. The large screened porch creates the perfect indoor-outdoor living experience, offering ample space to entertain, relax in the hot tub, and enjoy breathtaking sunsets over the fairway. The primary suite serves as a private retreat, offering peaceful views of the sparkling pool and backyard oasis, private access to the screened porch, dual walk-in closets, and a spa-inspired bath complete with a soaking tub. Additional highlights include updated bathrooms, custom closets, extensive crown molding, a two-car garage, and double gate access to the fully fenced backyard for storing a boat, trailer, or jet skis. Step outside to your private backyard retreat featuring a sparkling pool, hot tub, mature landscaping, and panoramic golf course views. Bay Point residents enjoy 24-hour gated security, championship golf, a full-service marina, waterfront dining, walking and biking paths, golf cart-friendly streets, and an active social lifestyle with clubs, events, and live entertainment. Whether you're seeking a primary residence, retirement retreat, or second home, this is a rare opportunity to experience the very best of Bay Point living.

Highlights

Listed by Laurie M Hardy , 585-703-6459 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.34

HOA Fee

1650 Annually

Year Built

1994

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Bay Point Unit 1

Listing ID

792274

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot:Sprinkler System
Lot Dimensions:101.0 ft x 148.0 ft
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Porch
Sewer:Public Sewer
Principal Interest
$4,052
Taxes
$558
HOA
$1,650

Home Price

$799,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$159,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,052.38

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,052.38 $558.08 $1,650.00 $6,260.46
Yearly $48,628.53 $6,696.96 $19,800.00 $75,125.49
Total $1,458,855.81 $200,908.80 $594,000.00 $2,253,764.61

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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