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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6001 Minneola St , Panama City, FL 32404
$385,000
Est. Payment: $2,127.07/mo
4 Bed
3 Bath
2414 Sqft
0.34 Acres
Status: Active | Days on site: 225
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BKWS - B6262
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Harrison Lilly Team
Owner/Operator

House Description

Owner Financing offered with 3.25% interest rate and 25% down!! Welcome to the kind of home that rarely hits the market fully updated, thoughtfully laid out, and loaded with the features buyers search for most: no HOA, a brick exterior, a private pool, a fenced backyard, a large kitchen with brand-new appliances, and two oversized garages with space you simply don't see every day. Step inside and you're welcomed by a classic brick fireplace and new Lifeproof flooring throughout, giving the home a clean, modern, low-maintenance feel. To the left, the spacious great room offers the perfect place to relax or entertain and flows right into the kitchen--bright, open, and designed for real-life use with generous space for cooking, gathering, and storage. Just off the kitchen, a private bedroom with its own bathroom is ideal for guests, in-laws, or a home office. Nearby, you'll appreciate the practical layout with easy access to the laundry room and the main garage--and the way this floorplan is designed truly makes it feel like two homes in one: a perfect setup for multi-generational living, hosting long-term guests, or simply having a separate area that functions like its own private retreat while still staying connected to the main living space. On the other side, the open-concept dining area leads into a bonus room and connects to the second garage/workshop area. This property is a dream for anyone who needs room for vehicles, toys, tools, or projects: two garages total, with one large enough for two SUVs or trucks, and the other able to fit up to four cars with extra space for a workshop. The bedroom wing sits privately on the far-right side of the home. The primary suite opens directly to the pool area for effortless indoor-outdoor living, while the additional bedrooms are generously sized with walk-in closets and their own bathrooms--an added bonus for comfort, privacy, and everyday convenience. And when you're ready to head out, the location makes life easy: about 10 minutes to Tyndall Air Force Base and around 5 minutes to grocery stores and daily essentials. This is the total package--space, upgrades, privacy, storage, and lifestyle--all in one place. Call Today!

Highlights

Listed by Mowayne Copeland , 850-276-1478 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.34

Year Built

1973

County

Bay

Area

02 - Bay County - Central

Neighborhood

Lannie Rowe Lake Ests

Listing ID

784595

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Tub Shower, Workshop

Exterior Features

Lot:Sprinkler System
Lot Dimensions:110x135
Zoning:Resid Single Family
Others:
  • ▪ Additional:Deck
Sewer:Public Sewer
Parking Features:Additional Parking,Garage,Garage Door Opener
Principal Interest
$2,127
Taxes
$365

Home Price

$385,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$77,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,127.07

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,127.07 $365.17 $0.00 $2,492.24
Yearly $25,524.83 $4,382.00 $0.00 $29,906.83
Total $765,745.04 $131,460.00 $0.00 $897,205.04

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS