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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2100 W Beach Drive Zs101 , Panama City, FL 32401
$285,000
Est. Payment: $1,574.58/mo
2 Bed
1 Bath
970 Sqft
Status: Active | Days on site: 8
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TRE1 - B9653
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to this beautifully renovated 2-bedroom, 1-bath ground-floor condo in the heart of historic St. Andrews! Thoughtfully updated from top to bottom, this move-in-ready unit combines a fresh coastal feel with an established setting surrounded by mature oak trees. Inside, you'll find new tile plank flooring throughout, creating a clean, cohesive look that's both stylish and easy to maintain. The completely remodeled kitchen features all-new cabinetry, quartz counter tops and stainless steel appliances, complemented by an aqua-blue accent backsplash that adds the perfect touch of coastal character. The updated bathroom features a spacious walk-in shower with a glass enclosure and modern finishes. One of the standout features of this unit is its location within the complex. Situated south of Beach Drive, it offers bay views and an east-facing patio where you can enjoy the morning sunshine and coastal breezes. Being on the ground floor means no stairs to navigate and easy access to your home, patio and parking. Even better, this unit includes TWO assigned parking spaces--a valuable feature when many units have only one. The established community offers two swimming pools and a peaceful residential atmosphere, with no short-term rentals permitted. Mature trees and lush surroundings give the property a welcoming, tucked-away feel while still placing you right in the heart of St. Andrews. Enjoy being close to the waterfront, local restaurants, coffee shops, boutiques, parks, marinas and the unique shops and entertainment that make St. Andrews one of Panama City's most loved areas. Whether you're heading out for lunch, enjoying an afternoon near the bay or exploring the neighborhood, so much of the St. Andrews lifestyle is just minutes from your front door. Completely renovated, ground-floor living, two assigned parking spaces, bay views and an exceptional location south of Beach Drive--this condo offers a combination that's hard to find!

Highlights

Listed by Vianah Seamon , 850-814-2070 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

496.52 Monthly

Year Built

1969

County

Bay

Area

02 - Bay County - Central

Neighborhood

Landmark On St. Andrews Bay

Listing ID

796001

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Zoning:City
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Parking Features:Additional Parking,No Garage,Parking Lot
Principal Interest
$1,575
Taxes
$69
HOA
$497

Home Price

$285,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$57,000
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Monthly Price:
$1,574.58

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,574.58 $69.39 $496.52 $2,140.49
Yearly $18,895.01 $832.64 $5,958.24 $25,685.89
Total $566,850.22 $24,979.20 $178,747.20 $770,576.62

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

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