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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1325 W 12th Street C6 , Panama City, FL 32401
$129,900
Est. Payment: $658.76/mo
2 Bed
2 Bath
934 Sqft
Status: active | Days on site: 83
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Landings at Lake Caroline, Unit C-6 is a well-priced condo offering comfort, potential, and a peaceful setting. This charming two-story unit features a functional layout with a spacious living area, kitchen, and half bath on the main floor, along with two bedrooms and a full bath upstairs. The primary bedroom includes its own private balcony, perfect for enjoying a bit of fresh air. With room for updates, this property presents a great opportunity to personalize and add value over time. The HOA covers exterior maintenance, pest control, lawn care, and access to the community pool, making for easy, low-maintenance living. Tucked away in a quiet area with minimal traffic, yet conveniently located just 5 minutes away from downtown Panama City, you'll have quick access to local eats, shopping, and entertainment while still enjoying a relaxed, laid-back atmosphere.

Highlights

Listed by Emily Whatley , 850-866-7056 and Cherie Alexander , 850-960-1554 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

415 Monthly

Year Built

1985

County

Bay

Area

02 - Bay County - Central

Neighborhood

Landing At Lake Caroline

Listing ID

790080

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:1
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Balcony, Tub Shower, Upper Level Primary

Exterior Features

Lot Dimensions:0x0
Zoning:City
Parking Features:Parking Lot
Principal Interest
$659
Taxes
$134
HOA
$415

Home Price

$129,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$25,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$658.76

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $658.76 $133.75 $415.00 $1,207.51
Yearly $7,905.12 $1,605.00 $4,980.00 $14,490.12
Total $237,153.55 $48,150.00 $149,400.00 $434,703.55

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS