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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8614 Wood Cir , Panama City, FL 32404
$414,900
Est. Payment: $2,104.29/mo
4 Bed
3 Bath
2748 Sqft
Status: active | Days on site: 35
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 8614 Wood Circle, a peaceful retreat tucked away on a quiet cul-de-sac in Panama City. Offering the perfect balance of privacy and convenience, this property provides a serene setting away from the hustle and bustle of town while still being within an easy commute to both Naval Support Activity Panama City and Tyndall Air Force Base. Situated on a spacious lot with a large yard, this home offers plenty of room to relax, play, garden, or create your own outdoor oasis. The expansive backyard is ideal for entertaining family and friends, featuring a beautiful patio area perfect for outdoor dining, morning coffee, or evening gatherings. A separate fire pit creates the perfect setting for enjoying cool evenings under the stars and making lasting memories year-round. Inside, you'll find a thoughtfully designed split floor plan offering both comfort and privacy. The home features 3 bedrooms and 3 full bathrooms, including a spacious primary suite complete with a private ensuite bath. A second bedroom also features its own ensuite, making it ideal for guests, multi-generational living, or providing additional privacy for family members. One of the secondary bedrooms is exceptionally large and offers incredible flexibility, with the potential to be converted into two separate bedrooms with the simple addition of a wall--creating an opportunity for expanded living space without a major renovation. Adding to the home's versatility is a stunning spiral staircase that leads to an expansive upstairs bonus room. This impressive space can easily serve as a fourth bedroom, media room, game room, home office, fitness area, or guest retreat, providing endless possibilities to suit your lifestyle needs. Located at the end of a quiet cul-de-sac with minimal traffic, this property offers the privacy and peaceful atmosphere many buyers desire while remaining conveniently close to shopping, dining, schools, and the area's major employers. Combining space, flexibility, and outdoor enjoyment, this unique property offers the best of Florida living in a highly desirable setting.

Highlights

Listed by Ida Hargaray , 850-481-2438 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.68

Year Built

1997

County

Bay

Area

05 - Bay County - East

Neighborhood

Lakewood Manor U-3

Listing ID

791838

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Interior Steps, Main Level Primary, Shower Only, Entrance Foyer

Exterior Features

Lot:Cul-De-Sac,Paved
Lot Dimensions:150.0 ft x 200.0 ft
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Patio, Fire Pit
Parking Features:Paved
Principal Interest
$2,104
Taxes
$264

Home Price

$414,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$82,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,104.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,104.29 $264.50 $0.00 $2,368.79
Yearly $25,251.53 $3,173.99 $0.00 $28,425.52
Total $757,546.03 $95,219.55 $0.00 $852,765.58

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS