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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9902 S Thomas Dr Unit 732 , Panama City, FL 32408
$235,000
Est. Payment: $1,298.34/mo
3 Bed
2 Bath
1262 Sqft
Status: Active | Days on site: 23
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DE30A - B4364
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Enjoy resort living at Laketown Wharf, a spacious 2 bedroom, 2 bath condo with a bunk nook offering 1,262 square feet of comfortable coastal living with lake view just steps from the Gulf of Mexico. A rare find in this resort community, this unit is well-maintained and ideal as a primary residence, second home, or future vacation rental. HVAC 2026, W/H 2024. The open floor plan features a large living area, full kitchen, and private balcony, while the bunk nook provides additional sleeping space for guests. Laketown Wharf is known for its incredible resort-style amenities including five pools, hot tubs, fitness center, lakefront boardwalk, and the nightly fountain and light show. Owners and guests enjoy onsite dining, shops, and entertainment including Juan Taco, PCB Pizza & Wings, Sunshine Bar & Grill, The Wharf Seafood Buffet, Candymaker Ice Cream Shop, Laketown Market, and 810 Billiards & Bowling featuring bowling lanes, arcade games, billiards, and more. Located just across the street from the beach and within walking distance to Pineapple Willy's and local attractions, this property offers the ultimate Panama City Beach lifestyle.
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Highlights

Listed by Tyler Poole , 850-528-7496 Douglas Eliman 30A , 850-806-1410. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3195.63 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Laketown Wharf

Listing ID

794893

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:Condo
Zoning:Resid Multi-Family, Resid Single Family
Roof:Clay,Membrane
Others:
  • ▪ Additional:Barbecue, Deck, Dock, Outdoor Shower
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$1,298
Taxes
$302
HOA
$3,196

Home Price

$235,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$47,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,298.34

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,298.34 $302.06 $3,195.63 $4,796.03
Yearly $15,580.09 $3,624.76 $38,347.56 $57,552.41
Total $467,402.81 $108,742.80 $1,150,426.80 $1,726,572.41

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS