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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9902 S Thomas Dr Unit 636 , Panama City, FL 32408
$225,000
Est. Payment: $1,243.09/mo
1 Bed
2 Bath
1047 Sqft
Status: Active | Days on site: 20
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CPREE - B10767
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to your next home or investment retreat. Laketown wharf is known for its spacious units, great amenities and convenience to everything you need for a great vacation getaway. This unit is on the same floor as your parking garage access, which will save you and your guests time from those elevator wait times and get you to the beach or pools faster! Inside you will see nice updates,premium furniture,all major appliances including fridge and stacked washer & dryer and fresh decorations and clean paint throughout. This move in ready units is completely rental ready and is sold completely furnished! COA dues are paid quarterly and are among the most affordable on the beach. COA Dues include INSURANCE, Cable, Internet/WIFI, Water, Garbage, Mail Service, and all-access to property amenities, including 5 pools, pickleball court, boardwalk with restaurants and shopping, gated and security. Coded Gated Beach access, 2 parking garages. Truly a must see unit.

Highlights

Listed by Mark A Chambliss , 334-596-1474 Coastal Palms Real Estate , 716-912-1447. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2651.19 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf

Listing ID

795537

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Principal Interest
$1,243
Taxes
$252
HOA
$2,651

Home Price

$225,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$45,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,243.09

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,243.09 $252.27 $2,651.19 $4,146.55
Yearly $14,917.11 $3,027.22 $31,814.28 $49,758.61
Total $447,513.33 $90,816.60 $954,428.40 $1,492,758.33

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS