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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9902 S Thomas Dr Unit 2029 , Panama City, FL 32408
$290,000
Est. Payment: $1,470.67/mo
3 Bed
2 Bath
1262 Sqft
Status: active | Days on site: 70
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Laketown Wharf - where location, lifestyle, and investment potential come together beautifully. This spacious 2BR, 2BA condo with a bunk room offers approximately 1,262 sqft of comfortable coastal living. Thoughtfully designed for both personal enjoyment and rental income, the unit features a stacked washer and dryer and a flexible layout that easily accommodates guests. Step out onto your private balcony and take in the direct waterfront views of the lake, creating a peaceful backdrop for your morning coffee or evening unwind. Perfectly positioned directly across the street from the Gulf, this condo includes dedicated deeded beach access with a private gate and boardwalk through Pineapple Willy's, making beach days effortless. You're also within walking distance to some of Panama City Beach's most popular attractions, including dining, shopping, and entertainment. Whether you're looking for a vacation getaway, income-producing property, or both, this condo offers a true one-stop destination in the heart of Panama City Beach.

Highlights

Listed by Christina L Shults , 850-276-4284 Local Insight Realty , 850-832-9417. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf

Listing ID

787925

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Sewer:Public Sewer
Parking Features:Additional Parking
Principal Interest
$1,471
Taxes
$303
HOA
$0

Home Price

$290,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$58,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,470.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,470.67 $303.00 $0.00 $1,773.67
Yearly $17,648.07 $3,636.00 $0.00 $21,284.07
Total $529,442.11 $109,080.00 $0.00 $638,522.11

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS