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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9902 S Thomas Dr Unit 2028 , Panama City, FL 32408
$358,000
Est. Payment: $1,977.90/mo
3 Bed
2 Bath
1262 Sqft
Status: Active | Days on site: 644
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RLBK - B12463
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Harrison Lilly Team
Owner/Operator

House Description

Live in penthouse luxury on the 20th floor with raised ceilings and views most dream of. The view from your patio is breathtaking as it overlooks the lake and boardwalk below and you're high enough on the 20th floor to see miles away of the city. This turn-key fully-renovated condo has incredible Lake & City Views is being sold fully furnished, including furniture, electronics, linens, artwork, outdoor furniture - this is as turn-key as it gets! Everything you see in the photos conveys. It can sleep 6 comfortably, up to 10. Gross Rental 2021/$65,989, 2022/$45,351, 2023/$44,053, 2024/$60,209, 2025/$57,478. This has been beautifully remodeled as seen in the photos. Combination of upgraded LVP flooring and original tile throughout, upgraded backsplash in kitchen with pendant lighting, beautiful white/gray cabinets throughout with plenty of storage space and granite countertops, lighted vanity mirror in front bathroom. Step into your master bedroom with master ensuite as you soak in your large soaker tub with double vanities and oversized shower close by. Laketown Wharf Resort is just steps away from the world's most beautiful white-sand beaches, shopping, dining and entertainment. Amenities include convenient beach access, 5 unique pools, a kid's funscape playground, splash bar and grill, and gulf view fitness center.

Highlights

Listed by Shantel Peterson , 850-543-9000 Real Broker LLC , 855-450-0442. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3195.61 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf

Listing ID

765567

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Range, Plumbed For Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:0
Zoning:Resort
Roof:Other
Sewer:Public Sewer
Parking Features:Gated,Paved,Parking Lot,Community Structure
Principal Interest
$1,978
Taxes
$290
HOA
$3,196

Home Price

$358,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$71,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,977.90

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,977.90 $289.92 $3,195.61 $5,463.43
Yearly $23,734.78 $3,479.00 $38,347.32 $65,561.10
Total $712,043.44 $104,370.00 $1,150,419.60 $1,966,833.04

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS