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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9902 S Thomas Dr Unit 1734 , Panama City, FL 32408
$412,000
Est. Payment: $2,089.37/mo
3 Bed
3 Bath
1681 Sqft
Status: active | Days on site: 85
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your perfect lakefront getaway and investment opportunity! This beautifully updated 3-bedroom, 3-bathroom condo offers the ideal blend of comfort, style, and resort-style living. Step inside to discover a spacious, open-concept layout featuring durable and stylish LVP flooring throughout--no carpet anywhere--making maintenance a breeze. The condo is tastefully furnished with modern updates and features a fully equipped kitchen with stainless steel appliances and an open concept layout, perfect for entertaining family and friends. Designed to comfortably sleep up to 10 guests, this unit includes a fun and functional bunk area, making it an ideal vacation home or high-performing rental property. One of the standout features is the oversized private balcony, where you can relax and take in stunning lake views--the perfect spot for morning coffee or leisure reading in that salty air. Located in a highly sought-after complex, you'll enjoy access to some of the best amenities around, including multiple resort-style pools, a kiddie splash area, a putting green, on-site restaurants, bowling alley, arcade, fitness center, darts, and breathtaking beach views--all within a secure, well-maintained community. Whether you're looking for a personal retreat or a turnkey investment, this condo checks all the boxes. Don't miss your chance to own a slice of paradise--schedule your showing today!

Highlights

Listed by Brittany Whittaker , 253-303-1157 Beachy Beach Real Estate , 850-233-4351. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf

Listing ID

788041

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3

Exterior Features

Lot Dimensions:0x0
Sewer:Public Sewer
Principal Interest
$2,089
Taxes
$374
HOA
$0

Home Price

$412,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$82,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,089.37

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,089.37 $374.00 $0.00 $2,463.37
Yearly $25,072.43 $4,488.00 $0.00 $29,560.43
Total $752,172.92 $134,640.00 $0.00 $886,812.92

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS