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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9902 S Thomas Dr Unit 1232 , Panama City, FL 32408
$265,000
Est. Payment: $1,464.09/mo
2 Bed
2 Bath
1262 Sqft
Status: Active | Days on site: 313
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CPREE - B10767
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Harrison Lilly Team
Owner/Operator

House Description

One of Laketown Wharf Resorts Newest Listings and this condo can be a personal vacation home or a short-term rental investment property. Located on the 12th floor with Gulf views from your front door and front bedroom, and the main bedroom and Grand room overlook the Laketown Lake and nightly Vegas style light/music show from your covered 28' long balcony. Watch all the boardwalk activity too! LTW COA Dues are still comparable or less than most condo/resorts in PCB. They cover INS, CABLE, WIFI, WATER and GARBAGE. Amenities include 2 story GYM, Pickleball, 5 Pools, Postal Center, Boardwalk and Retail Stores and Restaurants, Bars and more. Gated access to the beach between Pineapple Willys and Shores of Panama. Seller is including ALL FURNITURE and APPLIANCES (less personal belongings). This is an owner occupied unit so it's in pristine condition and not currently a rental unit. Compare all you get at Laketown Wharf and its big 1267 sq ft size vs those 800 ft units at the other properties! Property has gated entry with property patrol/security. Check out 810 Bowling and Billiards on the property, PCB's newest family attraction!

Highlights

Listed by Mark A Chambliss , 334-596-1474 Coastal Palms Real Estate , 716-912-1447. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3195.61 Quarterly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf

Listing ID

779248

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Zoning:Resort
Sewer:Public Sewer
Parking Features:Paved,Community Structure
Principal Interest
$1,464
Taxes
$326
HOA
$3,196

Home Price

$265,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$53,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,464.09

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,464.09 $325.92 $3,195.61 $4,985.61
Yearly $17,569.04 $3,911.00 $38,347.32 $59,827.36
Total $527,071.26 $117,330.00 $1,150,419.60 $1,794,820.86

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS