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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9860 S Thomas Dr Unit 827 , Panama City, FL 32408
$369,000
Est. Payment: $2,038.67/mo
2 Bed
2 Bath
1262 Sqft
Status: Active | Days on site: 199
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LPTR - B10289
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to Unit 827 at Laketown Wharf Resort! A beautiful 2-bedroom/2-bath condominium with a terrific bunk area offering 1,262 square feet of living space in the heart of Panama City Beach. Perfectly positioned just steps from the world-famous white sandy beaches and emerald waters on the Gulf of America. This spacious residence is ideal as a vacation getaway, investment property, or full-time coastal retreat. The open-concept floor plan features a large living and dining area that flows onto a private balcony, creating the perfect space to relax and enjoy the coastal breeze. The well-appointed kitchen offers ample cabinetry, generous counter space, and a convenient breakfast bar--ideal for entertaining guests or enjoying family meals after a day at the beach. The primary suite provides a peaceful retreat with an en-suite bathroom and plenty of space to unwind, while the second bedroom and bunk area make it easy to accommodate additional guests, maximizing the property's strong short-term rental potential. Owners and guests at Laketown Wharf Resort enjoy an impressive collection of resort-style amenities including multiple pools, a freshwater lake and boardwalk, fitness center, putting green, restaurants, and nightly fountain and light shows. Located directly across from the beach and within walking distance to dining, entertainment, and shopping, this resort offers the ultimate Panama City Beach lifestyle. Contact your favorite Realtor today and come take a look!

Highlights

Listed by Daniel Hagen , 402-504-0401 LPT Realty LLC , 877-366-2213. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

3195.63 Quarterly

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf

Listing ID

787048

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Balcony, Double Vanity, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:Condominium
Zoning:Resid Multi-Family, Resort
Sewer:Public Sewer
Parking Features:Additional Parking,Parking Lot,Community Structure
Principal Interest
$2,039
Taxes
$354
HOA
$3,196

Home Price

$369,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$73,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,038.67

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,038.67 $354.00 $3,195.63 $5,588.30
Yearly $24,464.06 $4,248.00 $38,347.56 $67,059.62
Total $733,921.87 $127,440.00 $1,150,426.80 $2,011,788.67

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS