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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9860 S Thomas Dr Unit 622 , Panama City, FL 32408
$359,900
Est. Payment: $1,825.34/mo
3 Bed
2 Bath
1262 Sqft
Status: active | Days on site: 225
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Gulf breezes in the morning, sunset colors over the lagoon at night—life at Laketown Wharf is all about easy beach days and memory-making nights. Natural light fills an open living space that steps out to a private balcony for coffee, cocktails, and stargazing. The floor plan is set up for fun trips with family and friends, including a bunk niche that adds the extra sleeping space travelers look for. Beyond the front door, the resort delivers the full PCB vibe: multiple pools and hot tubs, a fitness center, a lakefront boardwalk with a nightly fountain show, and on-site dining and shops for quick bites and last-minute essentials. The sugar-white beach is right across the street, so sunrise walks and afternoon swims are always on the schedule. Location seals the deal—moments to Pineapple Willy's, waterfront restaurants, mini golf, coffee spots, and all the laid-back energy of Thomas Drive. With a guest-friendly layout, popular amenities, and beach access steps away, this condo is primed for steady bookings and happy reviewers, making it an easy choice for anyone seeking a personal escape that also performs as an income producer.

Highlights

Listed by Eddie A Navarez , 850-964-6033 Salty Marlin Realty LLC , 850-615-2406. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf

Listing ID

780441

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:0X0
Zoning:Resid Multi-Family
Roof:Membrane
Others:
  • Additional:Dock
Sewer:Public Sewer
Parking Features:Paved,Parking Lot,Gated
Principal Interest
$1,825
Taxes
$397
HOA
$0

Home Price

$359,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$71,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,825.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,825.34 $397.25 $0.00 $2,222.59
Yearly $21,904.14 $4,767.00 $0.00 $26,671.14
Total $657,124.16 $143,010.00 $0.00 $800,134.16

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS