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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9860 S Thomas Dr Unit 621 , Panama City, FL 32408
$469,900
Est. Payment: $2,596.13/mo
3 Bed
3 Bath
1681 Sqft
Status: Active | Days on site: 135
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SMR - B11419
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Harrison Lilly Team
Owner/Operator

House Description

Gulf breezes in the morning, lagoon sunsets at night—life at Laketown Wharf invites that easy, every-day vacation feeling. Slide open the balcony doors and breathe in that coastal air as light fills the open living space, flowing into a flexible layout ideal for hosting friends or family. A bunk niche gives that extra sleeping option visitors always appreciate. Out the door, the resort lives large: multiple pools, hot tubs, fitness center, a lakefront boardwalk with nightly fountain shows, and on-site dining and shops so you can grab a snack or sunscreen without leaving. The sugar-white beach lies just across the street, making sunrise strolls and afternoon splashes just steps away. Close to Pineapple Willy's, local seafood spots, coffee shops, mini-golf, and the energy of Thomas Drive, this location roots you in everything visitors and locals love. With its guest-friendly layout, resort features, and beach access, this unit isn't just a place to stay—it's a turn-key piece of a vacation lifestyle, made to welcome guests again and again.

Highlights

Listed by Eddie A Navarez , 850-964-6033 Salty Marlin Realty LLC , 850-615-2406. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

2008

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Laketown Wharf

Listing ID

780450

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Zoning:Resid Multi-Family
Roof:Membrane
Others:
  • ▪ Additional:Dock
Parking Features:Parking Lot,Gated
Principal Interest
$2,596
Taxes
$428
HOA
$0

Home Price

$469,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$93,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,596.13

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,596.13 $427.50 $0.00 $3,023.63
Yearly $31,153.56 $5,130.00 $0.00 $36,283.56
Total $934,606.73 $153,900.00 $0.00 $1,088,506.73

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS